Right now, new USD account details are not available for businesses outside the US.
If you already have USD account details, they’ll work as normal.
Learn more about getting USD account details
Learn more about other ways to receive USD to your Wise account
There are several ways you can receive money from others to your Wise account. The available options depend on your address, currency and whether you’re using a personal or business account.
Once the money is on your balance, you can convert it to any available currency, and also change its category from a drop-down to keep your payments organised.
You can receive money by:
Sharing your account details
Requesting payments
Receiving to your Wise card, or email address
1. Receive money by sharing your account details
Receiving money to these details works just like a regular transfer. Just share your Wise account details with the person or business who wants to pay you.
You’ll receive their payment directly into that balance in your account — you'll see it under Transactions.
Fees, limits and payment methods
There is a fixed fee to receive USD domestic wires, Swift wire payments and CAD Swift payments. Check all the latest fees for receiving money here
There’s no limit for how much you can receive to your different balances right now, with the exception of US dollars.
Wise doesn’t accept cash or cheque payments. Read more about which types of transfers you can receive.
What currencies can I receive?
You can get account details in AUD*, CAD, USD, EUR, GBP, HUF, MYR*, NZD, RON*, SGD and TRY* balances — with more currencies on the way.
Learn more about what currencies you can add, keep and receive in your Wise account
For all currencies except GBP, you can only receive payments in the same currency as your account details, so make sure you select the right currency and account details for the payment.
Currently, we don’t charge additional fees when you receive payment.
Learn more about receiving to your GBP account details.
How do I get account details?
Go to Home.
Scroll to the far right and Select Open.
Select Balance.
Choose one of the currencies that has account details.
Once you have the balance opened, click on the account details you see just under the currency — this will take you to the full list of details.
If it’s the first time you’re getting account details, you might need to complete some requirements first.
Learn more about getting account details
*Exceptions
AUD: Australian customers — learn more about PDS/FSG.
MYR: account details are only available if you're a resident in Malaysia and only supported for personal accounts
RON: account details are only available for residents of the EEA, Switzerland, the US, Canada, Australia, and Japan. New RON account details are not available right now. If you already have RON account details, they’ll work as normal.
TRY: can only be received by customers whose address is not in Türkiye.
PLN: if you'd like to receive PLN via Swift, you can only do so if you have local PLN account details open. Opening new account details is currently not available.
EUR: in August 2020, we replaced our old EUR account details for new ones that start with BE. How the new EUR account details might affect you.
2. Receive money by requesting a payment
If you have a personal account, you can receive money by requesting a payment:
directly from your friends on Wise if you sync your contacts
from anyone, using a payment link
To do this, you need to open a balance for the currency you’re requesting.
Learn more about how to request money
If you have a Wise Business account, you can also choose how to be paid — straight from your customer’s Wise account, by bank transfer, or by card.
Learn more about getting paid by card
3. Alternative ways to receive money
Receive to your Wise card details — receive money by using your 16-digit card number
Receive from friends that use Wise — sync your phone contacts so they can find you