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Send money using iDEAL

Send money using iDEAL from our website or mobile app, in just a few clicks. Join over 12.8 million people who choose Wise for fast and secure money transfers.
Availability of the payment type depends on the currency or the region.
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Over 12.8 million customers
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FCA regulated
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 Rate guaranteed (44h)

  • Bank transfer fee

    0 EUR

  • Our fee

    6.21 EUR

Total included fees (0.62%)

6.21 EUR

  • You could save up to 48.96 EUR

Should arrive by Thursday

Save on exchange rate markups

The cost of your transfer comes from the fee and the exchange rate. Many high street banks offer “no fee”, while hiding a markup in the exchange rate, making you pay more.

At Wise, we’ll never do that. We only use the mid-market exchange rate, and show our fees upfront. This table compares the fees you’d really pay when sending money with the most popular banks and providers, or with us.

How do we select providers and collect this data?
Sending 1,000 EUR withRecipient gets(Total after fees)
Wise
823.56 GBP
Transfer fee
5.75 EUR
Exchange rate(1 EUR GBP)
0.828320
Exchange rate markup
212.85 EUR
Cost of transfer
218.60 EUR
ING
804.10 GBP- 19.46 GBP
Transfer fee
21 EUR
Exchange rate(1 EUR GBP)
0.821353
Exchange rate markup
219.47 EUR
Cost of transfer
240.47 EUR
Western Union
800.05 GBP- 23.51 GBP
Transfer fee
3.90 EUR
Exchange rate(1 EUR GBP)
0.803185
Exchange rate markup
236.73 EUR
Cost of transfer
240.63 EUR
PayPal
790.34 GBP- 33.22 GBP
Transfer fee
5.99 EUR
Exchange rate(1 EUR GBP)
0.795100
Exchange rate markup
244.42 EUR
Cost of transfer
250.41 EUR
B Sabadell
785.79 GBP- 37.77 GBP
Transfer fee
22 EUR
Exchange rate(1 EUR GBP)
0.803465
Exchange rate markup
236.47 EUR
Cost of transfer
258.47 EUR
Show more providers
globe

How to send money using iDEAL in 3 easy steps

Start your transfer.

Enter amount to send in EUR

Pay in EUR using iDEAL.

Get the best rate out there.

Choose recipient

Select who you want to send money to and which pay-in method to use.

Money is locally delivered.

Send EUR using iDEAL, receive USD

The recipient gets money in USD directly from Wise’s local bank account.

Create free account now

What is iDEAL money transfer?

You can make an iDEAL money transfer if you have a bank account in the Netherlands and want to pay for your transfer in euros. Using iDEAL is convenient - and quick. In fact, for transfers of 3,000 EUR or less, your money will be available immediately - while for transfers of a higher value, the funds will be deposited in 1 working day.

To arrange your iDEAL payment online or in the Wise app, just select iDEAL as the payment method when you set up your transfer, and you’ll be directed to the iDEAL page, to enter your bank details. You’ll be able to send up to 50,000 EUR per transfer with iDEAL.

Learn more about using iDEAL.

Online money transfer fees

How much does it cost to send money using iDEAL?

To send money using iDEAL with Wise, you will pay a small, flat fee and a percentage of the amount that's converted. We will always show you the total cost upfront - and you can rely that we won't hide any further fees in the exchange rate.

Sending money shouldn’t cost the earth, so we built Wise to save you money when you transfer and exchange internationally. We charge as little as possible: right now a tiny fee, eventually free.

No big fees, hidden or otherwise. So it's cheaper than what you're used to.

Calculate how much you can save

How long does a money transfer using iDEAL take?

A money transfer using iDEAL (EUR-USD) should arrive by Thursday. Sometimes transfer times can differ based on currencies or verification changes. We’ll always keep you updated, and you can track each step in your account.

On many popular routes, Wise can send your money within one day, as a same day transfer, or even an instant money transfer.

Your transfer route

EUR
USD

Should arrive

by Thursday

Wise works nearly everywhere

  • Euro
    Swift/BIC and IBAN
  • British pound
    Swift/BIC, IBAN, Sort code and Account number
  • United States dollar
    Routing number, Swift/BIC, Account number and Account type
  • United Arab Emirates dirham
    Swift/BIC and IBAN
  • Australian dollar
    BSB code and Account number
  • Bulgarian lev
    Swift/BIC and IBAN
  • Canadian dollar
    Swift/BIC, Account number and Institution number
  • Swiss franc
    Swift/BIC and IBAN
  • Chinese yuan
    Swift/BIC and IBAN
  • Czech koruna
    Swift/BIC and IBAN
  • Danish krone
    Swift/BIC and IBAN
  • Hong Kong dollar
    Swift/BIC and IBAN
  • Hungarian forint
    Swift/BIC, IBAN and Account number
  • Israeli shekel
    Swift/BIC and IBAN
  • Japanese yen
    Swift/BIC and IBAN
  • Norwegian krone
    Swift/BIC and IBAN
  • New Zealand dollar
    Swift/BIC and Account number
  • Polish złoty
    Swift/BIC and IBAN
  • Swedish krona
    Swift/BIC and IBAN
  • Singapore dollar
    Bank name, Bank code and Account number
  • Turkish lira
    IBAN
  • Ugandan shilling
    Swift/BIC and IBAN
  • South African rand
    Swift/BIC and IBAN
  • United Arab Emirates dirham
  • Australian dollar
  • Bangladeshi taka
  • Bulgarian lev
  • Canadian dollar
  • Swiss franc
  • Chilean peso
  • Chinese yuan
  • Costa Rican colón
  • Czech koruna
  • Danish krone
  • Egyptian pound
  • Euro
  • British pound
  • Georgian lari
  • Hong Kong dollar
  • Hungarian forint
  • Indonesian rupiah
  • Israeli shekel
  • Indian rupee
  • Japanese yen
  • Kenyan shilling
  • South Korean won
  • Sri Lankan rupee
  • Moroccan dirham
  • Mexican peso
  • Malaysian ringgit
  • Nigerian naira
  • Norwegian krone
  • Nepalese rupee
  • New Zealand dollar
  • Philippine peso
  • Pakistani rupee
  • Polish złoty
  • Romanian leu
  • Swedish krona
  • Singapore dollar
  • Thai baht
  • Turkish lira
  • Tanzanian shilling
  • Ukrainian hryvnia
  • Ugandan shilling
  • United States dollar
  • Uruguayan peso
  • Vietnamese dong
  • West African CFA franc
  • South African rand

Trust Wise with safe & secure money transfers

Safeguarded with leading banks

We hold your money with established financial institutions, so it's separate from our own accounts and in our normal course of business not accessible to our partners. Read more here.

Extra-secure transactions

We use 2-factor authentication to protect your account and transactions. That means you — and only you — can get to your money.

Data protection

We’re committed to keeping your personal data safe, and we’re transparent in how we collect, process, and store it.

Dedicated anti-fraud team

We work round the clock to keep your account and money protected from even the most sophisticated fraud.

Online scams are on the rise. Learn how to stay safe.

See why customers choose Wise for their international money transfers

It’s your money. You can trust us to get it where it needs to be, but don’t take our word for it. Read our reviews at Trustpilot.com.

Your'e doing nothing wrong in my opinion and in 2024 thats more than satisfactory and also quite rare

Alan

🌟🌟🌟🌟🌟 Wise is an excellent platform for international money transfers! It's fast, transparent, and incredibly user-friendly. The fair exchange…

Jerwina Dignos Bentulan

Very reliable and timely transfers.

Sarah W.
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