Who can I send Moroccan dirham (MAD) to?

You can send Moroccan dirham (MAD) to individual and business bank accounts in Morocco.

What information do I need about my recipient?

You’ll need to know their full name and their 24-digit RIB. RIB stands for relevé d’identité bancaire, meaning "statement of banking identity". This is different from an IBAN. It starts with bank code (3 digits), followed by branch code (3–8 digits), account number (11–16 digits), and RIB key (2 digits).

How much can I send to Morocco?

You can send up to 270,000 Moroccan dirham (MAD) per transfer.

How long does a money transfer to Morocco take?

Once Wise receives and converts your money, it usually takes 1–3 working days to arrive in your recipient’s bank account. Conversion can take up to 2 working days. We’ll always give you an estimate for how long your transfer will take when you set it up. Learn more about how long transfers take

Is there any other information I need to know?

Some banks in Morocco charge receiving fees on incoming transfers. Al Barid, Attijariwafa, BMCE, BMCI, Crédit du Maroc and Société Générale Maroc may charge a receiving bank fee of up to 20 Moroccan dirham (MAD).

Send money to Morocco

Save on your online money transfer to Morocco from Estonia. Transfer Euro to Moroccan dirham quickly, safely and join over 12.8 million people using Wise.

Low fees — fees get cheaper the more you send
Lightning fast — money typically arrives in seconds
Perfectly predictable — lock in an exchange rate for up to 48 hours

Open an account

Rate guaranteed (60h)

You send

Sending over 20,000 GBP or equivalent? We'll discount our fee

Recipient gets exactly

Paying with

Bank transfer

Bank transfer fee
0 EUR
Our fee
199.47 EUR

Total included fees (2.06%)
199.47 EUR

You could save up to 401.92 EUR

Should arrive by Monday, 5 May

Send money to Morocco

Save on your online money transfer to Morocco from Estonia. Transfer Euro to Moroccan dirham quickly, safely and join over 12.8 million people using Wise.

Low fees — fees get cheaper the more you send
Lightning fast — money typically arrives in seconds
Perfectly predictable — lock in an exchange rate for up to 48 hours

Open an account

Rate guaranteed (60h)

You send

Sending over 20,000 GBP or equivalent? We'll discount our fee

Recipient gets exactly

Paying with

Bank transfer

Bank transfer fee
0 EUR
Our fee
199.47 EUR

Total included fees (2.06%)
199.47 EUR

You could save up to 401.92 EUR

Should arrive by Monday, 5 May

Compare fees for when you send money to Morocco

The total cost of a transfer is the fee plus exchange rate. If your provider says there’s no fee, check their exchange rate against the one Wise offers. You might be paying more than you think.

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Sending 1,000 EUR with	Recipient gets(Total after fees)
	10,284.41 MAD
Transfer fee 24.37 EUR Exchange rate(1 EUR MAD) 10.5413 Exchange rate markup 0.06 EUR Cost of transfer 24.43 EUR

	10,227.69 MAD- 56.72 MAD
Transfer fee 15 EUR Exchange rate(1 EUR MAD) 10.3834 Exchange rate markup 15.03 EUR Cost of transfer 30.03 EUR

	10,002.10 MAD- 282.31 MAD
Transfer fee 22 EUR Exchange rate(1 EUR MAD) 10.2271 Exchange rate markup 29.86 EUR Cost of transfer 51.86 EUR

	9,864.47 MAD- 419.94 MAD
Transfer fee 32.50 EUR Exchange rate(1 EUR MAD) 10.1958 Exchange rate markup 32.83 EUR Cost of transfer 65.33 EUR

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This applies when you pay in via bank transfer. How do we collect this data?

Amount

From

	Wise	BNP Paribas	Sabadell	Commerzbank
Recipient gets (Total after fees)	10,284.41 MAD	10,227.69 MAD	10,002.10 MAD	9,864.47 MAD
Exchange rate markup	0 EUR	14.98 EUR	29.81 EUR	32.77 EUR
Exchange rate (1 EURMAD)	10.5413	10.3834	10.2271	10.1958
Transfer fee	24.37 EUR	15 EUR	22 EUR	32.50 EUR
Total transfer cost	24.37 EUR	29.98 EUR	51.81 EUR	65.27 EUR

Show more providers

This applies when you pay in via bank transfer. How do we collect this data?

We’re regulated in the EU by the national bank of Belgium
We help 12.8 million customers move £30bn every quarter, worldwide
Your transactions are extra-secure with our 2-factor authentication

How to send money to Morocco from Estonia

Open a free account today in minutes. Then set up your first transfer in 3 easy steps.

Send to Morocco to personal and business bank accounts in Morocco. Your recipient doesn't need Wise to receive money.
If your recipient has Wise, you can look them up on our network and send to them in seconds.

Enter the amount you want to send from Euro to Moroccan dirham. Check out the fees — and see exactly how much you’ll get on the other side.

Pay in euros by bank transfer, card, or using money already in your Wise account. Once we get the money, we’ll convert it and send it to your recipient.
Depending on how you pay, this usually takes seconds.

Send money now

How to send money to Morocco from Estonia

Open a free account today in minutes. Then set up your first transfer in 3 easy steps.

Send to Morocco to personal and business bank accounts in Morocco. Your recipient doesn't need Wise to receive money.
If your recipient has Wise, you can look them up on our network and send to them in seconds.

Enter the amount you want to send from Euro to Moroccan dirham. Check out the fees — and see exactly how much you’ll get on the other side.

Pay in euros by bank transfer, card, or using money already in your Wise account. Once we get the money, we’ll convert it and send it to your recipient.
Depending on how you pay, this usually takes seconds.

Send money now

How to send money to Morocco from Estonia

Open a free account today in minutes. Then set up your first transfer in 3 easy steps.

Send to Morocco to personal and business bank accounts in Morocco. Your recipient doesn't need Wise to receive money.
If your recipient has Wise, you can look them up on our network and send to them in seconds.

Enter the amount you want to send from Euro to Moroccan dirham. Check out the fees — and see exactly how much you’ll get on the other side.

Pay in euros by bank transfer, card, or using money already in your Wise account. Once we get the money, we’ll convert it and send it to your recipient.
Depending on how you pay, this usually takes seconds.

Send money now

Get fees as low as 0.1% on large transfers

Buying property, retiring abroad, making investments? We’re here to support with life-changing money moves.

Earn discounts when you send over 20,000 GBP.
Get dedicated support from a team of specialists in large transfers.

Secure money transfers to Morocco

Every transfer you make is protected with HTTPS encryption and 2-step verification. And we run millions of checks each day to protect every transaction from fraud.

How we keep your money safe

Rock-solid technology
Super smart Wisers have built our industry-leading security systems from scratch over the last 12 years.
People who care, 24/7
With over 1,000 anti-fraud specialists, and real human help available every minute, we’re on hand when you’ve got questions.
Your money, not ours
Your money is safeguarded, and held completely separate from ours, so it’s available to you all the time.

Best ways to send money to Morocco with WISE

The best way to send Euro to Moroccan dirham is from a Wise balance. It’s cheapest and usually arrives in seconds. Bank transfers are also cheap, but can be slower.

Wise account
Wise account
If you have a Wise multi-currency account, you can use money in your account to fund your transfer. It’s cheap and fast — just set up your money transfer as you normally would, and choose a Wise account transfer when paying.
Bank Transfer
Bank Transfer
Bank transfers are usually the cheapest option when it comes to funding your international money transfer with Wise. Bank transfers can be slower than debit or credit cards, but they usually give you the best value for your money. Read more how to use bank transfers as a payment option.
Debit Card
Debit Card
Paying for your transfer with a debit card is easy and fast. It’s also usually cheaper than credit card, as credit cards are more expensive to process. Read more about how to pay for your money transfer with a debit card.
Credit card
Credit card
Paying for your transfer with a credit card is easy and fast. Wise accepts Visa, Mastercard and some Maestro cards. Read more about how to pay for your money transfer with a credit card.
PISP
PISP
PISP (Payment Initiation Service Provider) payments are instructions you give Wise to make a bank transfer directly from your bank account — without having to leave our app and log in to your online banking. This option is as cheap as a manual bank transfer, but it isn’t supported by all banks yet.
Trustly
Trustly
Trustly is an online bank payment method. With Trustly, you can send money to Wise without leaving our site or app. It's a simple and convenient way to pay in EUR, PLN, SEK, and DKK.
Apple Pay
Apple Pay
If you’ve enabled Apple Pay on your phone, you can use it to pay for a transfer with Wise. Paying with Apple Pay is a convenient and quick way to send money abroad. If you’re using a credit card, watch out for extra charges. Some banks consider these payments as cash withdrawal, and they may charge you extra fees.

Cheapest way to send money to Morocco from Estonia

The cheapest way to send EUR to Morocco is from a Wise balance and costs 199.25 EUR. We use the mid-market exchange rate — the fairest rate — and always show your fees upfront.

EUR

MAD

Sending EUR	Transfer cost
Wise balance	199.25 EUR

Bank transfer	199.92 EUR

Debit card	244.99 EUR

Credit card	304.07 EUR

PISP	199.47 EUR

Trustly	200.90 EUR

Apple pay	337 EUR

Fastest way to send money to Morocco from Estonia

Sending money with Wise is super fast: 60% of transfers arrive in under 20 seconds, and 95% in less than a day. How long it takes depends on how you pay.

EUR

MAD

Sending EUR	Should arrive
Wise balance	by Monday, 5 May

Bank transfer	by Tuesday, 6 May

Debit card	by Monday, 5 May

Credit card	by Monday, 5 May

PISP	by Monday, 5 May

Trustly	by Tuesday, 6 May

Apple pay	by Monday, 5 May