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Send money to Sweden

Fast, low-cost, and secure online money transfers from Estonia to Sweden.

Send money from Sweden to Estonia instead.

Over 10 million customers

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FCA regulated

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You send exactly

0 EUR
6.01 EUROur fee
–
6.01 EURTotal fees
=
993.99 EURTotal amount we’ll convert
×
11.6052

Recipient gets

Should arrive by Friday

Get started

Save when you send money to Sweden

The cost of your transfer comes from the fee and the exchange rate. Many high street banks offer “no fee”, while hiding a markup in the exchange rate, making you pay more.

At Wise, we’ll never do that. We only use the mid-market exchange rate, and show our fees upfront. This table compares the fees you’d really pay when sending money with the most popular banks and providers, or with us.

How do we select providers and collect this data?

Sending 1,000 EUR with	Recipient gets(Total after fees)
	11,535.25 SEK
Transfer fee 6.01 EUR Exchange rate(1 EUR SEK) 11.6050 Exchange rate markup 0.02 EUR Cost of transfer 6.03 EUR

	11,437.52 SEK- 97.73 SEK
Transfer fee 6 EUR Exchange rate(1 EUR SEK) 11.5066 Exchange rate markup 8.50 EUR Cost of transfer 14.50 EUR

	11,088.86 SEK- 446.39 SEK
Transfer fee 41.55 EUR Exchange rate(1 EUR SEK) 11.5696 Exchange rate markup 3.07 EUR Cost of transfer 44.62 EUR

	11,023.99 SEK- 511.26 SEK
Transfer fee 5.99 EUR Exchange rate(1 EUR SEK) 11.0904 Exchange rate markup 44.36 EUR Cost of transfer 50.35 EUR

	11,008.59 SEK- 526.66 SEK
Transfer fee 22 EUR Exchange rate(1 EUR SEK) 11.2562 Exchange rate markup 30.07 EUR Cost of transfer 52.07 EUR

Show more providers

How to send money to Sweden in 3 easy steps

Enter amount to send in EUR.

Pay in EUR with your debit card or credit card, or send the money from your online banking.

Choose recipient in Sweden.

Select who you want to send money to and which pay-out method to use.

Send EUR, receive SEK.

The recipient gets money in SEK directly from Wise’s local bank account.

Create free account now

Get dedicated support for large transfers

Moving big money? Get our how to guide and start a chat with our team of large-amount experts.

Get started with large transfers

How to send money to Sweden from Estonia

Just tap in how much, and where to.
Then make a local payment to Wise, whether it's with a bank transfer, Swift or your debit or credit card.
And that's it.

Wise converts your money at the 'inter-bank' rate – the real rate – so you save big time (even versus the guys saying there's 'zero' commission). On Wise, there's no room for sneaky bank surcharges or creeping hidden charges.

How much does it cost to transfer money to Sweden?

Pay a small, flat fee and percentage

To send money in EUR to Sweden, you pay a small, flat fee of 1.54 EUR + 0.45% of the amount that's converted (you'll always see the total cost upfront).

Fee depends on your chosen transfer type

Some transfer types have different fees which are usually tiny.

No hidden fees

No big fees, hidden or otherwise. So it's cheaper than what you're used to.

Fees for our low cost transfers

Fixed fee

1.54 EUR

Variable feeup to 24,004.40 EUR/month

0.45%

Variable feemore than 24,004.40 EUR/month

Discount applies

How long will a money transfer to Sweden take?

A money transfer from Estonia (EUR) to Sweden (SEK) should arrive by Friday. Sometimes transfer times can differ based on payment methods or verification changes. We’ll always keep you updated, and you can track each step in your account.

On many popular routes, Wise can send your money within one day, as a same day transfer, or even an instant money transfer.

Your transfer route

EUR

SEK

Should arrive

by Friday

What you’ll need for your online money transfer to Sweden

Register for free.

Choose an amount to send.

Tell us how much you want to send. We’ll show you our fees upfront, and tell you when your money should arrive.

Add recipient’s bank details.

Fill in the details of your recipient’s bank account.

Verify your identity.

For some currencies, or for large transfers, we need a photo of your ID. This helps us keep your money safe.

Pay for your transfer.

Send your money with a bank transfer, or a debit or credit card.

That’s it.

We’ll handle the rest. You can track your transfer in your account, and we'll tell your recipient it's coming.

Best ways to send money to Sweden

Bank Transfer
Bank transfers are usually the cheapest option when it comes to funding your international money transfer with Wise. Bank transfers can be slower than debit or credit cards, but they usually give you the best value for your money. Read more how to use bank transfers as a payment option.
Google Pay
If you’ve enabled Google Pay on your phone, you can use it to pay for a transfer with Wise. Paying with Google Pay is a convenient and quick way to send money abroad. If you’re using a credit card, watch out for extra charges. Some banks consider these payments as cash withdrawal, and they may charge you extra fees.
Apple Pay
If you’ve enabled Apple Pay on your phone, you can use it to pay for a transfer with Wise. Paying with Apple Pay is a convenient and quick way to send money abroad. If you’re using a credit card, watch out for extra charges. Some banks consider these payments as cash withdrawal, and they may charge you extra fees.
Debit Card
Paying for your transfer with a debit card is easy and fast. It’s also usually cheaper than credit card, as credit cards are more expensive to process. Read more about how to pay for your money transfer with a debit card.
Credit Card
Paying for your transfer with a credit card is easy and fast. Wise accepts Visa, Mastercard and some Maestro cards. Read more about how to pay for your money transfer with a credit card.
Trustly
Trustly is an online bank payment method. With Trustly, you can send money to Wise without leaving our site or app. It's a simple and convenient way to pay in EUR, PLN, SEK, and DKK.
PISP
PISP (Payment Initiation Service Provider) payments are instructions you give Wise to make a bank transfer directly from your bank account — without having to leave our app and log in to your online banking. This option is as cheap as a manual bank transfer, but it isn’t supported by all banks yet.

Trust Wise with safe & secure money transfers to Sweden

Safeguarded with leading banks

We hold your money with established financial institutions, so it's separate from our own accounts and in our normal course of business not accessible to our partners. Read more here.

Extra-secure transactions

We use 2-factor authentication to protect your account and transactions. That means you — and only you — can get to your money.

Data protection

We’re committed to keeping your personal data safe, and we’re transparent in how we collect, process, and store it.

Dedicated anti-fraud team

We work round the clock to keep your account and money protected from even the most sophisticated fraud.

Online scams are on the rise. Learn how to stay safe.