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Send money to China

Save on your online money transfer to China from Singapore. Transfer Singapore dollar to Chinese yuan quickly, safely and join over 12.8 million people using Wise.
  • Low fees — fees get cheaper the more you send
  • Lightning fast — money typically arrives in seconds
  • Perfectly predictable — lock in an exchange rate for up to 48 hours
 Rate guaranteed (119h)
  • PayNow fee
    0 SGD
  • Our fee
    48.57 SGD

Total included fees (0.67%)
48.57 SGD
  • You could save up to 211.42 SGD

Should arrive in seconds

Send money to China

Save on your online money transfer to China from Singapore. Transfer Singapore dollar to Chinese yuan quickly, safely and join over 12.8 million people using Wise.
  • Low fees — fees get cheaper the more you send
  • Lightning fast — money typically arrives in seconds
  • Perfectly predictable — lock in an exchange rate for up to 48 hours
 Rate guaranteed (119h)
  • PayNow fee
    0 SGD
  • Our fee
    48.57 SGD

Total included fees (0.67%)
48.57 SGD
  • You could save up to 211.42 SGD

Should arrive in seconds

Compare fees for when you send money to China

The total cost of a transfer is the fee plus exchange rate. If your provider says there’s no fee, check their exchange rate against the one Wise offers. You might be paying more than you think.

Wise
Wise
Competitors

Wise always gives you the real mid-market rate. No markups, no hidden profits. The fairest rate, every time.

Most providers hide their fees in the exchange rate. Compare their rate to Wise - any difference? That’s their cut.

This applies when you pay in via bank transfer or ACH payments. How do we collect this data?
  • We’re regulated in every available region
  • We help 12.8 million customers move £30bn every quarter, worldwide
  • Your transactions are extra-secure with our 2-factor authentication

How to send money to China from Singapore

Open a free account today in minutes. Then set up your first transfer in 3 easy steps.

  • Send CNY to UnionPay, AliPay, WeChat accounts in China. Your recipient doesn't need Wise to receive money. But individuals will need a Chinese National ID card, and businesses will need a CNY account in mainland China to receive money.
  • Enter the amount you want to send from Singapore dollar to Chinese yuan. Check out the fees — and see exactly how much you’ll get on the other side.
  • Pay in Singapore dollar by bank transfer, PayNow, card, or using money already in your Wise account. Once we get the money, we’ll convert it and send it to your recipient.
  • Depending on how you pay, this usually takes seconds.

How to send money to China from Singapore

Open a free account today in minutes. Then set up your first transfer in 3 easy steps.

  • Send CNY to UnionPay, AliPay, WeChat accounts in China. Your recipient doesn't need Wise to receive money. But individuals will need a Chinese National ID card, and businesses will need a CNY account in mainland China to receive money.
  • Enter the amount you want to send from Singapore dollar to Chinese yuan. Check out the fees — and see exactly how much you’ll get on the other side.
  • Pay in Singapore dollar by bank transfer, PayNow, card, or using money already in your Wise account. Once we get the money, we’ll convert it and send it to your recipient.
  • Depending on how you pay, this usually takes seconds.

How to send money to China from Singapore

Open a free account today in minutes. Then set up your first transfer in 3 easy steps.

  • Send CNY to UnionPay, AliPay, WeChat accounts in China. Your recipient doesn't need Wise to receive money. But individuals will need a Chinese National ID card, and businesses will need a CNY account in mainland China to receive money.
  • Enter the amount you want to send from Singapore dollar to Chinese yuan. Check out the fees — and see exactly how much you’ll get on the other side.
  • Pay in Singapore dollar by bank transfer, PayNow, card, or using money already in your Wise account. Once we get the money, we’ll convert it and send it to your recipient.
  • Depending on how you pay, this usually takes seconds.

Get fees as low as 0.1% on large transfers

Buying property, retiring abroad, making investments? We’re here to support with life-changing money moves.

  • Earn discounts when you send over 20,000 GBP.
  • Get dedicated support from a team of specialists in large transfers.

Secure money transfers to China

Every transfer you make is protected with HTTPS encryption and 2-step verification. And we run millions of checks each day to protect every transaction from fraud.

  • Rock-solid technology
    Super smart Wisers have built our industry-leading security systems from scratch over the last 12 years.
  • People who care, 24/7
    With over 1,000 anti-fraud specialists, and real human help available every minute, we’re on hand when you’ve got questions.
  • Your money, not ours
    Your money is safeguarded, and held completely separate from ours, so it’s available to you all the time.

Best ways to send money to China with WISE

The best way to send Singapore dollar to Chinese yuan is from a Wise balance. It’s cheapest and usually arrives in seconds. Bank transfers are also cheap, but can be slower.

Cheapest way to send money to China from Singapore

The cheapest way to send SGD to China is from a Wise balance and costs 48.36 SGD. We use the mid-market exchange rate — the fairest rate — and always show your fees upfront.

SGD

CNY

Sending SGDTransfer cost
Wise balance48.36 SGD

Bank transfer48.57 SGD

Debit card406.72 SGD

Send money to China from Singapore with the Wise app

Looking for an app to send money to China? Send money on the go with Wise.

  • Cheap transfers abroad

    Free from hidden fees, you’ll always get the mid-market exchange rate with Wise.

  • Track exchange rates

    Save your favourite currencies to check how the exchange rate changes over time.

  • Real-time notifications

    Know exactly what you’ve spent, as soon as you spend it.

Send money to China from Singapore with the Wise app

Looking for an app to send money to China? Send money on the go with Wise.

  • Cheap transfers abroad

    Free from hidden fees, you’ll always get the mid-market exchange rate with Wise.

  • Track exchange rates

    Save your favourite currencies to check how the exchange rate changes over time.

  • Real-time notifications

    Know exactly what you’ve spent, as soon as you spend it.

4.3 / 5 on Trustpilot from 256,734 reviews

Do more with Wise in Singapore

You can use Wise for much more than just sending money. Here is what's available, based on where you live.

  • Wise balance for Singapore dollar.

    Receive money fast

    Get paid easily in other currencies with global account details.

  • A Wise debit card.

    Save on spending abroad

    Pay and withdraw cash worldwide without any foreign transaction fees.

  • 2.71%On SGD

    Earn returns

    Earn returns every working day, and spend them instantly. Capital at risk.1

Frequently asked questions

See where Wise works

  1. All investment services are provided by Wise Asia-Pacific Pte Ltd to conduct regulated activities and provide custodial services by Monetary Authority of Singapore (MAS). We do not give investment advice, and you may be subject to pay tax. If you're not sure, seek qualified advice. You can find more information about the product and funds on our website.

    This advertisement has not been reviewed by the Monetary Authority of Singapore.