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Send money online

Q: How to send money online?

Register for free Sign up online or in our app for free. All you need is an email address, or a Google or Facebook account. Choose an amount to send Tell us how much you want to send. We’ll show you our fees upfront, and tell you when your money should arrive. Add recipient’s bank details Fill in the details of your recipient’s bank account. If you don’t know their details, we can request them for you. Verify your identity For some currencies, or for large transfers, we need a photo of your ID. This helps us keep your money safe. Pay for your transfer Send your money with a bank transfer, or a debit or credit card. That’s it We’ll handle the rest. You can track your transfer in your account, and we'll tell your recipient it's coming.

Q: Which payment methods can I use to send money online?

Available payment methods depend on where you are sending money from and to, and in some cases also on the amount you are sending. Click here to find out what payment methods you can use if you want to send money from {sourceCurrency} to {targetCurrency}.

Send money online from our website or mobile app, in just a few clicks.

Regulated by the Monetary Authority of Singapore (MAS)

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Over 10 million customers

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You send exactly

0 SGD
3.95 SGDOur fee
–
3.95 SGDTotal fees
=
996.05 SGDTotal amount we’ll convert
×
3.2207

Recipient gets

Should arrive in seconds

Get started

Find out how much it costs to send money online

The cost of your transfer comes from the fee and the exchange rate. Many high street banks offer “no fee”, while hiding a markup in the exchange rate, making you pay more.

At Wise, we’ll never do that. We only use the mid-market exchange rate, and show our fees upfront. This table compares the fees you’d really pay when sending money with the most popular banks and providers, or with us.

How do we select providers and collect this data?

Sending 1,000 SGD with	Recipient gets(Total after fees)
	3,208.02 MYR
Transfer fee 3.95 SGD Exchange rate(1 SGD MYR) 3.22074 Exchange rate markup 0 SGD Cost of transfer 3.95 SGD

	3,056.39 MYR- 151.63 MYR
Transfer fee 30 SGD Exchange rate(1 SGD MYR) 3.15091 Exchange rate markup 21.68 SGD Cost of transfer 51.68 SGD

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Send money online in 3 easy steps

Enter amount to send in SGD.

Pay in SGD with your debit card or credit card, or send the money from your online banking.

Choose recipient .

Select who you want to send money to and which pay-out method to use.

Send SGD, receive MYR.

The recipient gets money in MYR directly from Wise’s local bank account.

Create free account now

Online money transfer fees

How much does it cost to send money online?

To send money online with Wise, you will pay a small, flat fee and a percentage of the amount that's converted. We will always show you the total cost upfront - and you can rely that we won't hide any further fees in the exchange rate.

You can use our handy calculator to find out exactly how much will you pay for your transfer. The cost depends on where you will be sending money from and to, as well as on your chosen payment method.

No big fees, hidden or otherwise. So it's cheaper than what you're used to.

Check the price now

Delivery time for online money transfers from Singapore

On many popular routes, Wise can send your money within one day, as a same day transfer, or even an instant money transfer.

Sometimes, different payment methods or routine checks may affect the transfer delivery time. We’ll always keep you updated, and you can track each step in your account.

Your transfer route

SGD

MYR

Should arrive

in seconds

Best ways to send money internationally

Bank Transfer
Bank transfers are usually the cheapest option when it comes to funding your international money transfer with Wise. Bank transfers can be slower than debit or credit cards, but they usually give you the best value for your money. Read more how to use bank transfers as a payment option.
Debit Card
Paying for your transfer with a debit card is easy and fast. It’s also usually cheaper than credit card, as credit cards are more expensive to process. Read more about how to pay for your money transfer with a debit card.
Credit Card
Paying for your transfer with a credit card is easy and fast. Wise accepts Visa, Mastercard and some Maestro cards. Read more about how to pay for your money transfer with a credit card.

Protecting you and your money

Safeguarded with leading banks

We hold your money with established financial institutions, so it's separate from our own accounts and in our normal course of business not accessible to our partners. Read more here.

Extra-secure transactions

We use 2-factor authentication to protect your account and transactions. That means you — and only you — can get to your money.

Data protection

We’re committed to keeping your personal data safe, and we’re transparent in how we collect, process, and store it.

Dedicated anti-fraud team

We work round the clock to keep your account and money protected from even the most sophisticated fraud.

Online scams are on the rise. Learn how to stay safe.

Send money online with the Wise app

Looking for an app to send money online? Sending money is easy with Wise app.

Cheaper transfers abroad - free from hidden fees and exchange rate markups.
Check exchange rates - see on the app how exchange rates have changed over time.
Repeat your previous transfers - save the details, and make your monthly payments easier.

Learn more about the Wise app