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Send money to Philippines from New Zealand

Fast, low-cost, and secure online money transfers to Philippines from New Zealand.

Send money from Philippines to New Zealand instead.

Over 12.8 million customers

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FCA regulated

Learn more

Rate guaranteed (15h)

You send exactly

Recipient gets

Paying with

Bank transfer

Bank transfer fee

0 NZD
Our fee

6.64 NZD

Total included fees (0.66%)

6.64 NZD

You could save up to 53.70 NZD

Should arrive in 8 hours

Save when you send money to Philippines from New Zealand

The cost of your transfer comes from the fee and the exchange rate. Many high street banks offer “no fee”, while hiding a markup in the exchange rate, making you pay more.

At Wise, we’ll never do that. We only use the mid-market exchange rate, and show our fees upfront. This table compares the fees you’d really pay when sending money with the most popular banks and providers, or with us.

How do we select providers and collect this data?

Sending 1,000 NZD with	Recipient gets(Total after fees)
	34,411.88 PHP
Transfer fee 6.64 NZD Exchange rate(1 NZD PHP) 34.6419 Exchange rate markup 0 NZD Cost of transfer 6.64 NZD

	34,007.20 PHP- 404.68 PHP
Transfer fee 0 NZD Exchange rate(1 NZD PHP) 34.0072 Exchange rate markup 18.32 NZD Cost of transfer 18.32 NZD

	33,769.45 PHP- 642.43 PHP
Transfer fee 5 NZD Exchange rate(1 NZD PHP) 33.9391 Exchange rate markup 20.29 NZD Cost of transfer 25.29 NZD

	33,519.57 PHP- 892.31 PHP
Transfer fee 5 NZD Exchange rate(1 NZD PHP) 33.6880 Exchange rate markup 27.54 NZD Cost of transfer 32.54 NZD

	33,337.52 PHP- 1,074.36 PHP
Transfer fee 5 NZD Exchange rate(1 NZD PHP) 33.5050 Exchange rate markup 32.82 NZD Cost of transfer 37.82 NZD

Show more providers

How to send money to Philippines from New Zealand in 3 easy steps

Enter amount to send in NZD.

Pay in NZD with your debit card or credit card, or send the money from your online banking.

Choose recipient in Philippines.

Select who you want to send money to and which pay-out method to use.

Send NZD, receive PHP.

The recipient gets money in PHP directly from Wise’s local bank account.

Create free account now

What you’ll need for your online money transfer to Philippines from New Zealand

Register for free.

Choose an amount to send.

Tell us how much you want to send. We’ll show you our fees upfront, and tell you when your money should arrive.

Add recipient’s bank details.

Fill in the details of your recipient’s bank account.

Verify your identity.

For some currencies, or for large transfers, we need a photo of your ID. This helps us keep your money safe.

Pay for your transfer.

Send your money with a bank transfer, POLi, or a debit or credit card.

That’s it.

We’ll handle the rest. You can track your transfer in your account, and we'll tell your recipient it's coming.

How much does it cost to transfer money to Philippines from New Zealand?

Pay a small, flat fee and percentage

To send money in NZD to Philippines from New Zealand, you pay a small, flat fee of 1.47 NZD + 0.52% of the amount that's converted (you'll always see the total cost upfront).

Fee depends on your chosen transfer type

Some transfer types have different fees which are usually tiny.

No hidden fees

No big fees, hidden or otherwise. So it's cheaper than what you're used to.

Fees for our low cost transfers

Fixed fee

1.47 NZD

Variable feeup to 42,963.00 NZD/month

0.52%

Variable feemore than 42,963.00 NZD/month

Discount applies

How long will a money transfer to Philippines from New Zealand take?

A money transfer from New Zealand (NZD) to Philippines (PHP) should arrive in 8 hours. Sometimes transfer times can differ based on payment methods or verification changes. We’ll always keep you updated, and you can track each step in your account.

On many popular routes, Wise can send your money within one day, as a same day transfer, or even an instant money transfer.

Your transfer route

NZD

PHP

Should arrive

in 8 hours

Best ways to send money to Philippines from New Zealand

Bank Transfer
Bank transfers are usually the cheapest option when it comes to funding your international money transfer with Wise. Bank transfers can be slower than debit or credit cards, but they usually give you the best value for your money. Read more how to use bank transfers as a payment option.
Debit Card
Paying for your transfer with a debit card is easy and fast. It’s also usually cheaper than credit card, as credit cards are more expensive to process. Read more about how to pay for your money transfer with a debit card.
Credit Card
Paying for your transfer with a credit card is easy and fast. Wise accepts Visa, Mastercard and some Maestro cards. Read more about how to pay for your money transfer with a credit card.
Apple Pay
If you’ve enabled Apple Pay on your phone, you can use it to pay for a transfer with Wise. Paying with Apple Pay is a convenient and quick way to send money abroad. If you’re using a credit card, watch out for extra charges. Some banks consider these payments as cash withdrawal, and they may charge you extra fees.
Google Pay
If you’ve enabled Google Pay on your phone, you can use it to pay for a transfer with Wise. Paying with Google Pay is a convenient and quick way to send money abroad. If you’re using a credit card, watch out for extra charges. Some banks consider these payments as cash withdrawal, and they may charge you extra fees.

Protecting you and your money

Safeguarded with leading banks

We hold your money with established financial institutions, so it's separate from our own accounts and in our normal course of business not accessible to our partners. Read more here.

Extra-secure transactions

We use 2-factor authentication to protect your account and transactions. That means you — and only you — can get to your money.

Data protection

We’re committed to keeping your personal data safe, and we’re transparent in how we collect, process, and store it.

Dedicated anti-fraud team

We work round the clock to keep your account and money protected from even the most sophisticated fraud.

Online scams are on the rise. Learn how to stay safe.

Send money to Philippines from New Zealand with the Wise app

Looking for an app to send money to Philippines from New Zealand? Sending money is easy with Wise app.

Cheaper transfers abroad - free from hidden fees and exchange rate markups.
Check exchange rates - see on the app how exchange rates have changed over time.
Repeat your previous transfers - save the details, and make your monthly payments easier.

Learn more about the Wise app