You're on the Philippines website.

Send money to China

Save on your online money transfer to China from Philippines. Transfer Philippine peso to Chinese yuan quickly, safely and join over 12.8 million people using Wise.
  • Low fees — fees get cheaper the more you send
  • Lightning fast — money typically arrives in seconds
  • Perfectly predictable — lock in an exchange rate for up to 48 hours
Open an account
 Rate guaranteed (47h)
  • Bank transfer fee
    0 PHP
  • Our fee
    2,545.84 PHP
  • VAT
    305.50 PHP

Total included fees and taxes (0.92%)
2,851.34 PHP

Should arrive by Friday

Send money to China

Save on your online money transfer to China from Philippines. Transfer Philippine peso to Chinese yuan quickly, safely and join over 12.8 million people using Wise.
  • Low fees — fees get cheaper the more you send
  • Lightning fast — money typically arrives in seconds
  • Perfectly predictable — lock in an exchange rate for up to 48 hours
Open an account
 Rate guaranteed (47h)
  • Bank transfer fee
    0 PHP
  • Our fee
    2,545.84 PHP
  • VAT
    305.50 PHP

Total included fees and taxes (0.92%)
2,851.34 PHP

Should arrive by Friday

Compare fees for when you send money to China

The total cost of a transfer is the fee plus exchange rate. If your provider says there’s no fee, check their exchange rate against the one Wise offers. You might be paying more than you think.

Wise
Wise
Bank of America
Bank of America

Recipient gets

(Total after fees)

7,186.20 CNY6,984.75 CNY

Exchange rate markup

0 USD39.41 USD

Exchange rate

(1 USDCNY)

7.271356.98475

Transfer fee

11.71 USD0 USD

Total transfer cost

11.71 USD39.41 USD
This applies when you pay in via bank transfer. How do we collect this data?
  • We’re regulated in every available region
  • We help 12.8 million customers move £30bn every quarter, worldwide
  • Your transactions are extra-secure with our 2-factor authentication

How to send money to China from Philippines

Open a free account today in minutes. Then set up your first transfer in 3 easy steps.

  • Send CNY to UnionPay, AliPay, WeChat accounts in China. Your recipient doesn't need Wise to receive money. But individuals will need a Chinese National ID card, and businesses will need a CNY account in mainland China to receive money.
  • Enter the amount you want to send from Philippine peso to Chinese yuan. Check out the fees — and see exactly how much you’ll get on the other side.
  • Pay in Philippine pesos by bank transfer, InstaPay, card, or using money already in your Wise account. Once we get the money, we’ll convert it and send it to your recipient.
  • Depending on how you pay, this usually takes seconds.

How to send money to China from Philippines

Open a free account today in minutes. Then set up your first transfer in 3 easy steps.

  • Send CNY to UnionPay, AliPay, WeChat accounts in China. Your recipient doesn't need Wise to receive money. But individuals will need a Chinese National ID card, and businesses will need a CNY account in mainland China to receive money.
  • Enter the amount you want to send from Philippine peso to Chinese yuan. Check out the fees — and see exactly how much you’ll get on the other side.
  • Pay in Philippine pesos by bank transfer, InstaPay, card, or using money already in your Wise account. Once we get the money, we’ll convert it and send it to your recipient.
  • Depending on how you pay, this usually takes seconds.

How to send money to China from Philippines

Open a free account today in minutes. Then set up your first transfer in 3 easy steps.

  • Send CNY to UnionPay, AliPay, WeChat accounts in China. Your recipient doesn't need Wise to receive money. But individuals will need a Chinese National ID card, and businesses will need a CNY account in mainland China to receive money.
  • Enter the amount you want to send from Philippine peso to Chinese yuan. Check out the fees — and see exactly how much you’ll get on the other side.
  • Pay in Philippine pesos by bank transfer, InstaPay, card, or using money already in your Wise account. Once we get the money, we’ll convert it and send it to your recipient.
  • Depending on how you pay, this usually takes seconds.

Get fees as low as 0.1% on large transfers

Buying property, retiring abroad, making investments? We’re here to support with life-changing money moves.

  • Earn discounts when you send over 20,000 GBP.
  • Get dedicated support from a team of specialists in large transfers.

Secure money transfers to China

Every transfer you make is protected with HTTPS encryption and 2-step verification. And we run millions of checks each day to protect every transaction from fraud.

  • Rock-solid technology
    Super smart Wisers have built our industry-leading security systems from scratch over the last 12 years.
  • People who care, 24/7
    With over 1,000 anti-fraud specialists, and real human help available every minute, we’re on hand when you’ve got questions.
  • Your money, not ours
    Your money is safeguarded, and held completely separate from ours, so it’s available to you all the time.

Best ways to send money to China with WISE

The best way to send Philippine peso to Chinese yuan is from a Wise balance. It’s cheapest and usually arrives in seconds. Bank transfers are also cheap, but can be slower.

Cheapest way to send money to China from Philippines

The cheapest way to send PHP to China is from a Wise balance and costs 2,867.14 PHP. We use the mid-market exchange rate — the fairest rate — and always show your fees upfront.

PHP

CNY

Sending PHPTransfer cost
Wise balance2,867.14 PHP

Bank transfer2,851.34 PHP

Send money to China from Philippines with the Wise app

Looking for an app to send money to China? Send money on the go with Wise.

  • Cheap transfers abroad

    Free from hidden fees, you’ll always get the mid-market exchange rate with Wise.

  • Track exchange rates

    Save your favourite currencies to check how the exchange rate changes over time.

  • Real-time notifications

    Know exactly what you’ve spent, as soon as you spend it.

Send money to China from Philippines with the Wise app

Looking for an app to send money to China? Send money on the go with Wise.

  • Cheap transfers abroad

    Free from hidden fees, you’ll always get the mid-market exchange rate with Wise.

  • Track exchange rates

    Save your favourite currencies to check how the exchange rate changes over time.

  • Real-time notifications

    Know exactly what you’ve spent, as soon as you spend it.

4.3 / 5 on Trustpilot from 256,780 reviews

Do more with Wise in Philippines

You can use Wise for much more than just sending money. Here is what's available, based on where you live.

  • Wise balance for Philippine peso.

    Receive money fast

    Get paid easily in other currencies with global account details.

  • A Wise debit card.

    Save on spending abroad

    Pay and withdraw cash worldwide without any foreign transaction fees.

Frequently asked questions

See where Wise works