Send money to China

Save on your online money transfer to China from from Philippines. Transfer Philippine peso to Chinese yuan quickly, safely and join over 12.8 million people using Wise.

Send money from China to Philippines instead.

Low fees — fees get cheaper the more you send
Lightning fast — money typically arrives in seconds
Perfectly predictable — lock in an exchange rate for up to 48 hours

Open an account

Rate guaranteed

You send

Sending over 20,000 GBP or equivalent? We'll discount our fee

Recipient gets exactly

Paying with

Your balance

Balance transfer fee
0 PHP
Our fee
2,415.84 PHP
VAT
289.90 PHP

Total included fees and taxes (0.86%)
2,705.74 PHP

Should arrive in seconds

Send money to China

Save on your online money transfer to China from from Philippines. Transfer Philippine peso to Chinese yuan quickly, safely and join over 12.8 million people using Wise.

Send money from China to Philippines instead.

Low fees — fees get cheaper the more you send
Lightning fast — money typically arrives in seconds
Perfectly predictable — lock in an exchange rate for up to 48 hours

Open an account

Rate guaranteed

You send

Sending over 20,000 GBP or equivalent? We'll discount our fee

Recipient gets exactly

Paying with

Your balance

Balance transfer fee
0 PHP
Our fee
2,415.84 PHP
VAT
289.90 PHP

Total included fees and taxes (0.86%)
2,705.74 PHP

Should arrive in seconds

Save when you send money to China

The cost of your transfer comes from the fee and the exchange rate. Many high street banks offer “no fee”, while hiding a markup in the exchange rate, making you pay more.

At Wise, we’ll never do that. We only use the mid-market exchange rate, and show our fees upfront. This table compares the fees you’d really pay when sending money with the most popular banks and providers, or with us.

How do we select providers and collect this data?

Sending 1,000 USD with	Recipient gets(Total after fees)
	7,257.75 CNY
Transfer fee 11.69 USD Exchange rate(1 USD CNY) 7.34360 Exchange rate markup -56,386.22 USD Cost of transfer -56,374.53 USD

	7,063.27 CNY- 194.48 CNY
Exchange rate(1 USD CNY) 7.06327 Exchange rate markup -54,195.59 USD

Show more providers

How to send money to China in 3 easy steps

Enter amount to send in PHP.

Pay in PHP with your debit card or credit card, or send the money from your online banking.

Choose recipient in China.

Select who you want to send money to and which pay-out method to use.

Send PHP, receive CNY.

The recipient gets money in CNY directly from Wise’s local bank account.

Create free account now

Larger transfers. Lower fees. Premium support.

Pay less when you send over 20,000 GBP or equivalent. Plus get dedicated support from our expert team

Learn about large transfers

How to send money to China from Philippines

Just tap in how much, and where to.
Then make a local payment to Wise, whether it's with a bank transfer, Swift or your debit or credit card.
And that's it.

Wise converts your money at the 'inter-bank' rate – the real rate – so you save big time (even versus the guys saying there's 'zero' commission). On Wise, there's no room for sneaky bank surcharges or creeping hidden charges.

How much does it cost to transfer money to China?

Pay a small, flat fee and percentage

To send money in USD to China, you pay a small, flat fee of 9.36 USD + 0.68% of the amount that's converted (you'll always see the total cost upfront).

Fee depends on your chosen transfer type

Some transfer types have different fees which are usually tiny.

No hidden fees

No big fees, hidden or otherwise. So it's cheaper than what you're used to.

Fees for our low cost transfers

Fixed fee

9.36 USD

Variable feeup to 25,755 USD/month

0.68%

Variable feemore than 25,755 USD/month

Discount applies

How long will a money transfer to China take?

A money transfer from Philippines (PHP) to China (CNY) should arrive in seconds. Sometimes transfer times can differ based on payment methods or verification changes. We’ll always keep you updated, and you can track each step in your account.

On many popular routes, Wise can send your money within one day, as a same day transfer, or even an instant money transfer.

Your transfer route

PHP

CNY

Should arrive

in seconds

What you’ll need for your online money transfer to China

Register for free.

Choose an amount to send.

Tell us how much you want to send. We’ll show you our fees upfront, and tell you when your money should arrive.

Add recipient’s bank details.

Fill in the details of your recipient’s bank account.

Verify your identity.

For some currencies, or for large transfers, we need a photo of your ID. This helps us keep your money safe.

Pay for your transfer.

Send your money with a bank transfer.

That’s it.

We’ll handle the rest. You can track your transfer in your account, and we'll tell your recipient it's coming.

Best ways to send money to China

Wise account
If you have a Wise multi-currency account, you can use money in your account to fund your transfer. It’s cheap and fast — just set up your money transfer as you normally would, and choose a Wise account transfer when paying.

Trust Wise with safe & secure money transfers to China

Safeguarded with leading banks

We hold your money with established financial institutions, so it's separate from our own accounts and in our normal course of business not accessible to our partners. Read more here.

Extra-secure transactions

We use 2-factor authentication to protect your account and transactions. That means you — and only you — can get to your money.

Data protection

We’re committed to keeping your personal data safe, and we’re transparent in how we collect, process, and store it.

Dedicated anti-fraud team

We work round the clock to keep your account and money protected from even the most sophisticated fraud.

Online scams are on the rise. Learn how to stay safe.

Send money to China from Philippines with the Wise app

Looking for an app to send money to China? Sending money is easy with Wise app.

Cheaper transfers abroad - free from hidden fees and exchange rate markups.
Check exchange rates - see on the app how exchange rates have changed over time.
Repeat your previous transfers - save the details, and make your monthly payments easier.

Learn more about the Wise app