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Send money using iDEAL

Send money using iDEAL from our website or mobile app, in just a few clicks. Join over 10 million people who choose Wise for fast and secure money transfers.
Availability of the payment type depends on the currency or the region.
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Over 10 million customers
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  • 0.45 EUR
  • 6.21 EUROur fee
  • –
    6.66 EURTotal fees
  • =
    993.34 EURTotal amount we’ll convert
  • ×
    1.0538

Should arrive by Friday

Get started
globe

How to send money using iDEAL in 3 easy steps

Start your transfer.

Enter amount to send in EUR

Pay in EUR using iDEAL.

Get the best rate out there.

Choose recipient

Select who you want to send money to and which pay-in method to use.

Money is locally delivered.

Send EUR using iDEAL, receive USD

The recipient gets money in USD directly from Wise’s local bank account.

Create free account now

What is iDEAL money transfer?

You can make an iDEAL money transfer if you have a bank account in the Netherlands and want to pay for your transfer in euros. Using iDEAL is convenient - and quick. In fact, for transfers of 3,000 EUR or less, your money will be available immediately - while for transfers of a higher value, the funds will be deposited in 1 working day.

To arrange your iDEAL payment online or in the Wise app, just select iDEAL as the payment method when you set up your transfer, and you’ll be directed to the iDEAL page, to enter your bank details. You’ll be able to send up to 50,000 EUR per transfer with iDEAL.

Learn more about using iDEAL.

Online money transfer fees

How much does it cost to send money using iDEAL?

To send money using iDEAL with Wise, you will pay a small, flat fee and a percentage of the amount that's converted. We will always show you the total cost upfront - and you can rely that we won't hide any further fees in the exchange rate.

Sending money shouldn’t cost the earth, so we built Wise to save you money when you transfer and exchange internationally. We charge as little as possible: right now a tiny fee, eventually free.

No big fees, hidden or otherwise. So it's cheaper than what you're used to.

Calculate how much you can save

How long does a money transfer using iDEAL take?

A money transfer using iDEAL (EUR-USD) should arrive by Friday. Sometimes transfer times can differ based on currencies or verification changes. We’ll always keep you updated, and you can track each step in your account.

On many popular routes, Wise can send your money within one day, as a same day transfer, or even an instant money transfer.

Your transfer route

EUR
USD

Should arrive

by Friday

Wise works nearly everywhere

  • United Arab Emirates dirham
  • Australian dollar
  • Bangladeshi taka
  • Bulgarian lev
  • Canadian dollar
  • Swiss franc
  • Chilean peso
  • Chinese yuan
  • Costa Rican colón
  • Czech koruna
  • Danish krone
  • Egyptian pound
  • Euro
  • British pound
  • Georgian lari
  • Hong Kong dollar
  • Hungarian forint
  • Indonesian rupiah
  • Israeli shekel
  • Indian rupee
  • Japanese yen
  • Kenyan shilling
  • South Korean won
  • Sri Lankan rupee
  • Moroccan dirham
  • Mexican peso
  • Malaysian ringgit
  • Nigerian naira
  • Norwegian krone
  • Nepalese rupee
  • New Zealand dollar
  • Philippine peso
  • Pakistani rupee
  • Polish złoty
  • Romanian leu
  • Swedish krona
  • Singapore dollar
  • Thai baht
  • Turkish lira
  • Tanzanian shilling
  • Ukrainian hryvnia
  • Ugandan shilling
  • United States dollar
  • Uruguayan peso
  • Vietnamese dong
  • West African CFA franc
  • South African rand

Trust Wise with safe & secure money transfers

Safeguarded with leading banks

We hold your money with established financial institutions, so it's separate from our own accounts and in our normal course of business not accessible to our partners. Read more here.

Extra-secure transactions

We use 2-factor authentication to protect your account and transactions. That means you — and only you — can get to your money.

Data protection

We’re committed to keeping your personal data safe, and we’re transparent in how we collect, process, and store it.

Dedicated anti-fraud team

We work round the clock to keep your account and money protected from even the most sophisticated fraud.

Online scams are on the rise. Learn how to stay safe.

See why customers choose Wise for their international money transfers

It’s your money. You can trust us to get it where it needs to be, but don’t take our word for it. Read our reviews at Trustpilot.com.

As a technophobe of a certain age, I'm always relieved that using Wise to transfer money is so easy.

John Cantelo

Great experience. More and cheaper stock trading options would be great.

Bulle Tölz

Easy and convenient to use Wise.. even for paying small amount. Transfer fund from own bank within seconds…

Abu Yusup
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