Instant money transfers

Sending money anywhere in the world should be as quick and painless as sending an email. But the old banks’ systems weren’t built for sending money abroad — so we’re building a new one.

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Over 10 million customers
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  • 0 NZD
  • 5.45 NZDOur fee
  • 5.45 NZDTotal fees
  • =
    994.55 NZDTotal amount we’ll convert
  • ×
    0.6089

Should arrive by Thursday

Get started

Which is the fastest way to send money abroad?

NZD

USD

Transfer type

Should arrive

Bank Transfer
by Thursday
Debit Card
in 7 hours
Credit Card
in 7 hours
Apple Pay
in 7 hours
Google Pay
in 7 hours
Account
in 7 hours

How to send money instantly

  • Use our calculator to get an estimate for your transfer.
    Use our calculator to get an estimate for your transfer.

  • Choose the fastest payment option.
    Choose the fastest payment option.

  • Complete the transfer.
    Complete the transfer.

Need a fast money transfer to business partner?

Make international payments easily with Wise. Send money to 200 countries and we support 50 currencies globally. No hidden fees, no exchange rate markups.

Track your transfer at every step

It’s easy to view your transfer’s progress using your Wise account. Just log in using our app or website.

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How fast is instant?

A payment is instant when it arrives within 20 seconds. And sometimes they’re even quicker. So, your payments could arrive before you can say ‘hidden bank fees’.

Right now, 45% of our transfers are instant. But our mission is to build instant transfers for everyone, everywhere. So if your chosen currency route isn’t instant yet, make sure to check the speed of your transfer in our calculator.

4.3 / 5 on Trustpilot from 224,005 reviews

Disappoint thieves

Every quarter, our customers trust us to move over £30 billion of their money. Here are some of the important ways we protect them.

How we keep your money safe
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  • Our dedicated fraud and security teams work to keep your money safe
  • We use 2-factor authentication to protect your account
  • We hold your money with established financial institutions

Let's answer some of your questions