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Send money through Apple Pay

Send money through Apple Pay from our website or mobile app, in just a few clicks. Join over 12.8 million people who choose Wise for fast and secure money transfers.
Availability of the payment type depends on the currency or the region.
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DIA regulated
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Over 12.8 million customers
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 Rate guaranteed (58h)

  • Bank transfer fee

    0 NZD

  • Our fee

    110.49 NZD

Total included fees (0.22%)

110.49 NZD

  • You could save up to 1,028.42 NZD

Should arrive by Monday

Save on exchange rate markups

The cost of your transfer comes from the fee and the exchange rate. Many high street banks offer “no fee”, while hiding a markup in the exchange rate, making you pay more.

At Wise, we’ll never do that. We only use the mid-market exchange rate, and show our fees upfront. This table compares the fees you’d really pay when sending money with the most popular banks and providers, or with us.

How do we select providers and collect this data?
Sending 1,000 NZD withRecipient gets(Total after fees)
Wise
901.27 AUD
Transfer fee
3.57 NZD
Exchange rate(1 NZD AUD)
0.904503
Exchange rate markup
0 NZD
Cost of transfer
3.57 NZD
BNZ
890.44 AUD- 10.83 AUD
Transfer fee
0 NZD
Exchange rate(1 NZD AUD)
0.890445
Exchange rate markup
15.54 NZD
Cost of transfer
15.54 NZD
ASB
884.65 AUD- 16.62 AUD
Transfer fee
5 NZD
Exchange rate(1 NZD AUD)
0.889100
Exchange rate markup
17.03 NZD
Cost of transfer
22.03 NZD
ANZ
883.90 AUD- 17.37 AUD
Transfer fee
0 NZD
Exchange rate(1 NZD AUD)
0.883900
Exchange rate markup
22.78 NZD
Cost of transfer
22.78 NZD
Westpac
882.37 AUD- 18.90 AUD
Transfer fee
5 NZD
Exchange rate(1 NZD AUD)
0.886800
Exchange rate markup
19.57 NZD
Cost of transfer
24.57 NZD
Show more providers
globe

How to send money through Apple Pay in 3 easy steps

Start your transfer.

Enter amount to send in NZD

Pay in NZD through Apple Pay.

Get the best rate out there.

Choose recipient

Select who you want to send money to and which pay-in method to use.

Money is locally delivered.

Send NZD through Apple Pay, receive AUD

The recipient gets money in AUD directly from Wise’s local bank account.

Create free account now

What is Apple Pay money transfer?

Making an Apple Pay money transfer is super convenient. You’ll get the benefits of paying by debit or credit card - without any of the hassle of entering your card details. Just use your phone’s PIN or biometric log in, for a transfer you can set up in seconds.

Apple Pay money transfers with Wise have maximum payment limits which vary based on where in the world you’re based. There are also a couple of other specific circumstances in which you won’t be able to make a Wise Apple Pay money transfer.

If your specific payment can be funded using Apple Pay you’ll see this option when you arrange it. If you don’t see Apple Pay as an available option, you can easily pick another payment type to get your money on its way.

Learn more about using Apple Pay transfers.

Online money transfer fees

How much does it cost to send money through Apple Pay?

To send money through Apple Pay with Wise, you will pay a small, flat fee and a percentage of the amount that's converted. We will always show you the total cost upfront - and you can rely that we won't hide any further fees in the exchange rate.

Sending money shouldn’t cost the earth, so we built Wise to save you money when you transfer and exchange internationally. We charge as little as possible: right now a tiny fee, eventually free.

No big fees, hidden or otherwise. So it's cheaper than what you're used to.

Calculate how much you can save

How long does a money transfer through Apple Pay take?

A money transfer through Apple Pay (NZD-AUD) should arrive by Monday. Sometimes transfer times can differ based on currencies or verification changes. We’ll always keep you updated, and you can track each step in your account.

On many popular routes, Wise can send your money within one day, as a same day transfer, or even an instant money transfer.

Your transfer route

NZD
AUD

Should arrive

by Monday

Wise works nearly everywhere

  • United Arab Emirates dirham
  • Australian dollar
  • Bangladeshi taka
  • Bulgarian lev
  • Canadian dollar
  • Swiss franc
  • Chilean peso
  • Chinese yuan
  • Costa Rican colón
  • Czech koruna
  • Danish krone
  • Egyptian pound
  • Euro
  • British pound
  • Georgian lari
  • Hong Kong dollar
  • Hungarian forint
  • Indonesian rupiah
  • Israeli shekel
  • Indian rupee
  • Japanese yen
  • Kenyan shilling
  • South Korean won
  • Sri Lankan rupee
  • Moroccan dirham
  • Mexican peso
  • Malaysian ringgit
  • Nigerian naira
  • Norwegian krone
  • Nepalese rupee
  • New Zealand dollar
  • Philippine peso
  • Pakistani rupee
  • Polish złoty
  • Romanian leu
  • Swedish krona
  • Singapore dollar
  • Thai baht
  • Turkish lira
  • Tanzanian shilling
  • Ukrainian hryvnia
  • Ugandan shilling
  • United States dollar
  • Uruguayan peso
  • Vietnamese dong
  • West African CFA franc
  • South African rand

Trust Wise with safe & secure money transfers

Safeguarded with leading banks

We hold your money with established financial institutions, so it's separate from our own accounts and in our normal course of business not accessible to our partners. Read more here.

Extra-secure transactions

We use 2-factor authentication to protect your account and transactions. That means you — and only you — can get to your money.

Data protection

We’re committed to keeping your personal data safe, and we’re transparent in how we collect, process, and store it.

Dedicated anti-fraud team

We work round the clock to keep your account and money protected from even the most sophisticated fraud.

Online scams are on the rise. Learn how to stay safe.

See why customers choose Wise for their international money transfers

It’s your money. You can trust us to get it where it needs to be, but don’t take our word for it. Read our reviews at Trustpilot.com.

Great bank, fast and reliable Strong visual identity

Adel Fahem

Fast transfer and

Nkechi Agbo

Easy to use.

Lourdes Ortiz
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