4.3/5 from 243,510 reviews

Send money using PayID

Send money using PayID from our website or mobile app, in just a few clicks. Join over 12.8 million people who choose Wise for fast and secure money transfers.
Availability of the payment type depends on the currency or the region.
Read more

Over 12.8 million customers

Read on Trustpilot

FCA regulated

Learn more

Rate guaranteed (24h)

You send exactly

Recipient gets

Paying with

Bank transfer

Bank transfer fee

0 INR
Our fee

11,178.56 INR
4,229.59 INR

Total included fees (1.93%)

15,408.15 INR

You could save up to 30,646.27 INR

Should arrive by Thursday

Save on exchange rate markups

The cost of your transfer comes from the fee and the exchange rate. Many high street banks offer “no fee”, while hiding a markup in the exchange rate, making you pay more.

At Wise, we’ll never do that. We only use the mid-market exchange rate, and show our fees upfront. This table compares the fees you’d really pay when sending money with the most popular banks and providers, or with us.

How do we select providers and collect this data?

Sending 10,000 AUD with	Recipient gets(Total after fees)
	6,305.15 USD
Transfer fee 2.99 AUD Exchange rate(1 AUD USD) 0.630704 Exchange rate markup 0 AUD Cost of transfer 0 AUD

	6,293.54 USD- 11.61 USD
Transfer fee 41.87 AUD Exchange rate(1 AUD USD) 0.632000 Exchange rate markup 0 AUD Cost of transfer 0 AUD

	6,136.34 USD- 168.81 USD
Transfer fee 0 AUD Exchange rate(1 AUD USD) 0.613634 Exchange rate markup 0 AUD Cost of transfer 0 AUD

	6,078.49 USD- 226.66 USD
Transfer fee 5.99 AUD Exchange rate(1 AUD USD) 0.608213 Exchange rate markup 0 AUD Cost of transfer 0 AUD

	6,054.18 USD- 250.97 USD
Transfer fee 0 AUD Exchange rate(1 AUD USD) 0.605418 Exchange rate markup 0 AUD Cost of transfer 0 AUD

Show more providers

How to send money using PayID in 3 easy steps

Enter amount to send in INR

Pay in INR using PayID.

Choose recipient

Select who you want to send money to and which pay-in method to use.

Send INR using PayID, receive USD

The recipient gets money in USD directly from Wise’s local bank account.

Create free account now

What is PayID money transfer?

Making a PayID money transfer means no need to request or dig out a BSB or account number - you’ll just need your unique Wise PayID email, which you’ll see when you set up your payment.

To make a PayID money transfer with Wise you’ll need to have an account with a bank which supports PayID as a payment option. You may also be asked by your bank to verify your first Wise PayID payment. This should just mean responding to a call or SMS - and is all part of your bank’s process to keep your account, and your money, safe.

Learn more about using PayID transfers.

Online money transfer fees

How much does it cost to send money using PayID?

To send money using PayID with Wise, you will pay a small, flat fee and a percentage of the amount that's converted. We will always show you the total cost upfront - and you can rely that we won't hide any further fees in the exchange rate.

Sending money shouldn’t cost the earth, so we built Wise to save you money when you transfer and exchange internationally. We charge as little as possible: right now a tiny fee, eventually free.

No big fees, hidden or otherwise. So it's cheaper than what you're used to.

Calculate how much you can save

How long does a money transfer using PayID take?

A money transfer using PayID (INR-USD) should arrive by Thursday. Sometimes transfer times can differ based on currencies or verification changes. We’ll always keep you updated, and you can track each step in your account.

On many popular routes, Wise can send your money within one day, as a same day transfer, or even an instant money transfer.

Your transfer route

INR

USD

Should arrive

by Thursday

Wise works nearly everywhere

Send money

Trust Wise with safe & secure money transfers

Safeguarded with leading banks

We hold your money with established financial institutions, so it's separate from our own accounts and in our normal course of business not accessible to our partners. Read more here.

Extra-secure transactions

We use 2-factor authentication to protect your account and transactions. That means you — and only you — can get to your money.

Data protection

We’re committed to keeping your personal data safe, and we’re transparent in how we collect, process, and store it.

Dedicated anti-fraud team

We work round the clock to keep your account and money protected from even the most sophisticated fraud.

Online scams are on the rise. Learn how to stay safe.

See why customers choose Wise for their international money transfers

It’s your money. You can trust us to get it where it needs to be, but don’t take our word for it.
Read our reviews at Trustpilot.com.

Been using wise for years. Very easy to transfer money at reasonable rates.

Patrick Fleck

It's an excellent Banking Platform, easy to use, fast and friendly. Far above any traditional bank

Josep Maria

Fast transaction and easy to use.

Froilan Reyes Gallardo

Reviews from: