If you want to get paid in SGD, you can share your PayNow QR code or the Unique Entity Number (UEN) and your reference with your friends, company or customers. They’ll be able to send you SGD from any app supporting PayNow.
This applies to any personal or business customer with SGD account details to receive money.
Where to find your PayNow details
You can see your PayNow details on the Wise website:
Go on your SGD balance
Select Receive
Select Get PayNow QR Code
Download your QR code, take a screenshot, or select Copy details to use the UEN and your reference
Your PayNow reference is unique to you, and may change, so make sure you share them exactly as they’re written with your senders.
Your sender will see “Wise Asia-Pacific Pte. Ltd.” as the recipient, because Wise collects the payments on your behalf.
What are my PayNow limits?
You can use your PayNow details to receive up to 200,000 SGD per transfer.
There’s no limit on how many transfers you can receive per day.
Personal Wise accounts with an address in Singapore
You can't hold more than the equivalent of 20,000 SGD across all of your balances by 00:00 SGT end of the day. This is because we’re regulated by the Monetary Authority of Singapore (MAS) under the Payment Services Act.
Business Wise accounts with an address in Singapore
There’s no limit to how much you can hold in any balance for Wise Business account holders with an address in Singapore.
What if my payment didn’t arrive?
Payments made by scanning the QR code will be credited to your balance shortly after your sender pays you.
If they send you a payment by entering the Unique Entity Number (UEN) and your Reference, the sender must include the Reference correctly for us to credit the money to your balance.
If they make a mistake — ask them to send you a proof of payment showing the details of their sent payment. You can then upload this proof of payment under Waiting for money to arrive in my balance.