How do I open a balance?

To open a balance:

1. Go to Home on the website or app.

2. Select the + icon. You might have to scroll to the far right.

3. Choose either balance or Jar.

4. Choose which currency you'd like to hold money in.

5. You’ll need to add some money and verify your identity first to keep your account safe.

What you can do with balances

Once you open a balance, you'll be able to:

• Add money to your balance whenever you like. Just click Add money, choose the currency you’d like to add to and how you'd like to pay. Make sure to pay with a bank account in your name.

• Receive money with your local account details. See which currencies you can receive in.

• Convert money between your currencies in seconds whenever you need at the real exchange rate with a low conversion fee.

• Send money directly from any currency in your account to pay bills, send money to friends and family, and more. Learn more about sending from your balance

• Spend money with your Wise card

• Set money aside in a Jar.

• For eligible customers, hold your money as Interest or Stocks.

Please note that your personal Wise account is meant for personal use only. If you’d like to send and receive payments as a business, please register your business with us first and then open your business balances.