Send money globally for less

Join over 12.8 million people sending money everywhere —
  • Low fees — fees get cheaper the more you send
  • Lightning fast — money typically arrives in seconds
  • Perfectly predictable — lock in an exchange rate for up to 48 hours
 Rate guaranteed (80h)
  • PayID fee
    0 AUD
  • Our fee
    7.66 AUD

Total included fees (0.77%)
7.66 AUD
  • You could save up to 62.06 AUD

Should arrive in 20 minutes

Send money globally for less

Join over 12.8 million people sending money everywhere —
  • Low fees — fees get cheaper the more you send
  • Lightning fast — money typically arrives in seconds
  • Perfectly predictable — lock in an exchange rate for up to 48 hours
 Rate guaranteed (80h)
  • PayID fee
    0 AUD
  • Our fee
    7.66 AUD

Total included fees (0.77%)
7.66 AUD
  • You could save up to 62.06 AUD

Should arrive in 20 minutes

  • Trusted by millions
    Millions of customers globally move around 20 billion AUD each month
  • Regulated
    Wise is regulated by the Australian Securities & Investments Commission in Australia
  • 24/7 customer support
    Get help from 1,000s of specialists any time over email, phone and chat

Never pay a hidden fee again

Banks and other providers add markups to the exchange rate to make you pay more. Not us — see for yourself.

Wise
Wise
NAB
National Australia Bank
ANZ
ANZ
PayPal
PayPal

Recipient gets

(Total after fees)

35,700.42 PHP34,620 PHP34,417.43 PHP34,222.15 PHP

Exchange rate markup

0 AUD37.69 AUD34.63 AUD43.02 AUD

Exchange rate

(1 AUDPHP)

35.976034.620034.730034.4284

Transfer fee

7.66 AUD0 AUD9 AUD5.99 AUD

Total transfer cost

7.66 AUD37.69 AUD43.63 AUD49.01 AUD
This applies when you pay in via bank transfer or ACH payments. How do we collect this data?

Do more with Wise in Australia

You can use Wise for much more than just sending money. Here is what's available, based on where you live.

  • Wise balance for Australian dollar.

    Receive money fast

    Get paid easily in other currencies with global account details.

  • A Wise debit card.

    Save on spending abroad

    Pay and withdraw cash worldwide without any foreign transaction fees.

Built for business too

Go global with our international business account. Make payments and get paid in 40+ currencies. Join over 600,000 businesses thriving with Wise.

Disappoint thieves

Every quarter, our customers trust us to move over £30 billion of their money. Here are some of the important ways we protect them.

How we keep your money safe
Login lock illustration
  • Our dedicated fraud and security teams work to keep your money safe

  • We use 2-factor authentication to protect your account

  • We hold your money with established financial institutions

Manage your money worldwide

Save money when you send, spend and get paid in over 40+ currencies. All you need, in one account, whenever you need it.
Open an account

The card that's always got the right currency

Get a debit card to spend online, at the checkout, and to withdraw cash in the currency you need right away.

"They make our life split between two continents possible. Transfers are simple and very, very fast."

"Always fast transactions and good fees. An invaluable online bank for those who live outside their own country or are frequent travellers."

"I use Wise to pay a mortgage in a different country each month. Superb. That simple."

"The best money travel buddy! Wise makes finances easier to deal with instantly."

"Wise has been a lifesaver for me as a student in a foreign country."

Meet money without borders

We’re building the best way to move and manage the world’s money. Min fees. Max ease. Full speed.

Get the app for managing money everywhere

Wise works nearly everywhere

  • Australian dollar
  • British pound
  • Euro
  • United States dollar
  • United Arab Emirates dirham
  • Bangladeshi taka
  • Bulgarian lev
  • Canadian dollar
  • Swiss franc
  • Chilean peso
  • Chinese yuan
  • Colombian peso
  • Costa Rican colón
  • Czech koruna
  • Danish krone
  • Egyptian pound
  • Georgian lari
  • Hong Kong dollar
  • Hungarian forint
  • Indonesian rupiah
  • Israeli shekel
  • Indian rupee
  • Japanese yen
  • Kenyan shilling
  • South Korean won
  • Sri Lankan rupee
  • Moroccan dirham
  • Mexican peso
  • Malaysian ringgit
  • Nigerian naira
  • Norwegian krone
  • Nepalese rupee
  • New Zealand dollar
  • Philippine peso
  • Pakistani rupee
  • Polish złoty
  • Romanian leu
  • Swedish krona
  • Singapore dollar
  • Thai baht
  • Turkish lira
  • Tanzanian shilling
  • Ukrainian hryvnia
  • Ugandan shilling
  • Uruguayan peso
  • Vietnamese dong
  • West African CFA franc
  • South African rand
  1. Investments can fluctuate, and your capital is at risk. The Variable rate is based on the performance of the Fund over a 7-day period ending on 14/11/2024. The Fund has achieved an average annual return of 0.93% over a 5-year rolling period exclusive of fees. Interest is offered by Wise Assets UK Ltd, a subsidiary of Wise Payments Ltd. Wise Assets UK Ltd is authorised and regulated by the Financial Conduct Authority with registration number 839689. When facilitating access to Wise investment products, Wise Payments Ltd acts as an Introducer Appointed Representative of Wise Assets UK Ltd. Please be aware that we do not offer investment advice, and you may be liable for taxes on any earnings. If you’re uncertain, we urge you to seek professional advice. To find out more about the Funds, visit our website.