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Send money to the USA from Portugal

Fast, low-cost, and secure online money transfers to the USA from Portugal.

Millions of happy customers
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Yes, here’s why
 Rate guaranteed (46h)
  • Bank transfer fee

    0 EUR

  • Our fee

    6.21 EUR


Total included fees (0.62%)

6.21 EUR

  • You could save up to 58.24 EUR

Should arrive by Monday

Save when you send money to the USA from Portugal

The cost of your transfer comes from the fee and the exchange rate. Many high street banks offer “no fee”, while hiding a markup in the exchange rate, making you pay more.

At Wise, we’ll never do that. We only use the mid-market exchange rate, and show our fees upfront. This table compares the fees you’d really pay when sending money with the most popular banks and providers, or with us.

How do we select providers and collect this data?
Sending 1,000 EUR withRecipient gets(Total after fees)
Wise
1,036.42 USD
Transfer fee
6.21 EUR
Exchange rate(1 EUR USD)
1.04290
Exchange rate markup
0 EUR

Cost of transfer
6.21 EUR

ING
1,018.53 USD- 17.89 USD
Transfer fee
15 EUR
Exchange rate(1 EUR USD)
1.03404
Exchange rate markup
8.50 EUR

Cost of transfer
23.50 EUR

La Banque Postale
1,005.26 USD- 31.16 USD
Transfer fee
37.90 EUR
Exchange rate(1 EUR USD)
1.04486
Exchange rate markup
0 EUR

Cost of transfer
36.02 EUR

PayPal
986.80 USD- 49.62 USD
Transfer fee
5.99 EUR
Exchange rate(1 EUR USD)
0.992746
Exchange rate markup
48.09 EUR

Cost of transfer
54.08 EUR

BBVA
975.68 USD- 60.74 USD
Transfer fee
35 EUR
Exchange rate(1 EUR USD)
1.01107
Exchange rate markup
30.52 EUR

Cost of transfer
65.52 EUR

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How to send money to the USA from Portugal in 3 easy steps

What you’ll need for your online money transfer to the USA from Portugal

How much does it cost to transfer money to the USA from Portugal?

Pay a small, flat fee and percentage

To send money in EUR to the USA from Portugal, you pay a small, flat fee of 1.54 EUR + 0.47% of the amount that's converted (you'll always see the total cost upfront).


Fee depends on your chosen transfer type

Some transfer types have different fees which are usually tiny.


No hidden fees

No big fees, hidden or otherwise. So it's cheaper than what you're used to.

Wise
Fees for our low cost transfers
Fixed fee
1.54 EUR
Variable feeup to 24,102.20 EUR/month
0.47%
Variable feemore than 24,102.20 EUR/month

How long will a money transfer to the USA from Portugal take?

A money transfer from Portugal (EUR) to the USA (USD) should arrive by Monday. Sometimes transfer times can differ based on payment methods or verification changes. We’ll always keep you updated, and you can track each step in your account.

On many popular routes, Wise can send your money within one day, as a same day transfer, or even an instant money transfer.

Your transfer route

EUR
USD

Should arrive

by Monday

Best ways to send money to the USA from Portugal

  • Bank Transfer

    Bank transfers are usually the cheapest option when it comes to funding your international money transfer with Wise. Bank transfers can be slower than debit or credit cards, but they usually give you the best value for your money. Read more how to use bank transfers as a payment option.
  • Google Pay

    If you’ve enabled Google Pay on your phone, you can use it to pay for a transfer with Wise. Paying with Google Pay is a convenient and quick way to send money abroad. If you’re using a credit card, watch out for extra charges. Some banks consider these payments as cash withdrawal, and they may charge you extra fees.
  • Apple Pay

    If you’ve enabled Apple Pay on your phone, you can use it to pay for a transfer with Wise. Paying with Apple Pay is a convenient and quick way to send money abroad. If you’re using a credit card, watch out for extra charges. Some banks consider these payments as cash withdrawal, and they may charge you extra fees.
  • Debit Card

    Paying for your transfer with a debit card is easy and fast. It’s also usually cheaper than credit card, as credit cards are more expensive to process. Read more about how to pay for your money transfer with a debit card.
  • Credit Card

    Paying for your transfer with a credit card is easy and fast. Wise accepts Visa, Mastercard and some Maestro cards. Read more about how to pay for your money transfer with a credit card.
  • PISP

    PISP (Payment Initiation Service Provider) payments are instructions you give Wise to make a bank transfer directly from your bank account — without having to leave our app and log in to your online banking. This option is as cheap as a manual bank transfer, but it isn’t supported by all banks yet.

Protecting you and your money

Safeguarded with leading banks

We hold your money with established financial institutions, so it’s separate from our own accounts and in our normal course of business not accessible to our partners. Read more here.

Extra-secure transactions

We use 2-factor authentication to protect your account and transactions. That means you — and only you — can get to your money.

Data protection

We’re committed to keeping your personal data safe, and we’re transparent in how we collect, process, and store it.

Dedicated anti-fraud team

We work round the clock to keep your account and money protected from even the most sophisticated fraud.

Online scams are on the rise. Learn how to stay safe.

Send money to the USA from Portugal with the Wise app

Looking for an app to send money to the USA from Portugal? Sending money is easy with Wise app.

  • Cheaper transfers abroad - free from hidden fees and exchange rate markups.
  • Check exchange rates - see on the app how exchange rates have changed over time.
  • Repeat your previous transfers - save the details, and make your monthly payments easier.
Learn more about the Wise app

Wise works nearly everywhere

  • United Arab Emirates dirham
  • Australian dollar
  • Bangladeshi taka
  • Bulgarian lev
  • Canadian dollar
  • Swiss franc
  • Chilean peso
  • Chinese yuan
  • Costa Rican colón
  • Czech koruna
  • Danish krone
  • Egyptian pound
  • Euro
  • British pound
  • Georgian lari
  • Hong Kong dollar
  • Hungarian forint
  • Indonesian rupiah
  • Israeli shekel
  • Indian rupee
  • Japanese yen
  • Kenyan shilling
  • South Korean won
  • Sri Lankan rupee
  • Moroccan dirham
  • Mexican peso
  • Malaysian ringgit
  • Nigerian naira
  • Norwegian krone
  • Nepalese rupee
  • New Zealand dollar
  • Philippine peso
  • Pakistani rupee
  • Polish złoty
  • Romanian leu
  • Swedish krona
  • Singapore dollar
  • Thai baht
  • Turkish lira
  • Tanzanian shilling
  • Ukrainian hryvnia
  • Ugandan shilling
  • United States dollar
  • Uruguayan peso
  • Vietnamese dong
  • West African CFA franc
  • South African rand

See why customers choose Wise for their international money transfers

It’s your money. You can trust us to get it where it needs to be, but don’t take our word for it. Read our reviews at Trustpilot.com.

Let's answer some of your questions