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Send money to the USA from Hong Kong

Fast, low-cost, and secure online money transfers to the USA from Hong Kong.

Millions of happy customers
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Yes, here’s why
 Rate guaranteed (18h)
  • Bank transfer fee

    0 HKD

  • Our fee

    14.55 HKD


Total included fees (1.46%)

14.55 HKD

  • You could save up to 216.89 HKD

Should arrive by Monday

Save when you send money to the USA from Hong Kong

The cost of your transfer comes from the fee and the exchange rate. Many high street banks offer “no fee”, while hiding a markup in the exchange rate, making you pay more.

At Wise, we’ll never do that. We only use the mid-market exchange rate, and show our fees upfront. This table compares the fees you’d really pay when sending money with the most popular banks and providers, or with us.

How do we select providers and collect this data?
Sending 1,000 HKD withRecipient gets(Total after fees)
Wise
126.74 USD
Transfer fee
14.55 HKD
Exchange rate(1 HKD USD)
0.128609
Exchange rate markup
0 HKD

Cost of transfer
14.55 HKD

Hang Seng Bank
119.84 USD- 6.90 USD
Transfer fee
65 HKD
Exchange rate(1 HKD USD)
0.128172
Exchange rate markup
3.40 HKD

Cost of transfer
68.40 HKD

HSBC
119.72 USD- 7.02 USD
Transfer fee
65 HKD
Exchange rate(1 HKD USD)
0.128044
Exchange rate markup
4.39 HKD

Cost of transfer
69.39 HKD

PayPal
118.60 USD- 8.14 USD
Transfer fee
38.99 HKD
Exchange rate(1 HKD USD)
0.123409
Exchange rate markup
40.43 HKD

Cost of transfer
79.42 HKD

BEA 東亞銀行
98.84 USD- 27.90 USD
Transfer fee
230 HKD
Exchange rate(1 HKD USD)
0.128369
Exchange rate markup
1.86 HKD

Cost of transfer
231.86 HKD

globe

How to send money to the USA from Hong Kong in 3 easy steps

What you’ll need for your online money transfer to the USA from Hong Kong

How much does it cost to transfer money to the USA from Hong Kong?

Pay a small, flat fee and percentage

To send money in HKD to the USA from Hong Kong, you pay a small, flat fee of 11.99 HKD + 0.26% of the amount that's converted (you'll always see the total cost upfront).


Fee depends on your chosen transfer type

Some transfer types have different fees which are usually tiny.


No hidden fees

No big fees, hidden or otherwise. So it's cheaper than what you're used to.

Wise
Fees for our low cost transfers
Fixed fee
11.99 HKD
Variable feeup to 195,476 HKD/month
0.26%
Variable feemore than 195,476 HKD/month

How long will a money transfer to the USA from Hong Kong take?

A money transfer from Hong Kong (HKD) to the USA (USD) should arrive by Monday. Sometimes transfer times can differ based on payment methods or verification changes. We’ll always keep you updated, and you can track each step in your account.

On many popular routes, Wise can send your money within one day, as a same day transfer, or even an instant money transfer.

Your transfer route

HKD
USD

Should arrive

by Monday

Best ways to send money to the USA from Hong Kong

  • Bank Transfer

    Bank transfers are usually the cheapest option when it comes to funding your international money transfer with Wise. Bank transfers can be slower than debit or credit cards, but they usually give you the best value for your money. Read more how to use bank transfers as a payment option.
  • Debit Card

    Paying for your transfer with a debit card is easy and fast. It’s also usually cheaper than credit card, as credit cards are more expensive to process. Read more about how to pay for your money transfer with a debit card.
  • Credit Card

    Paying for your transfer with a credit card is easy and fast. Wise accepts Visa, Mastercard and some Maestro cards. Read more about how to pay for your money transfer with a credit card.
  • Apple Pay

    If you’ve enabled Apple Pay on your phone, you can use it to pay for a transfer with Wise. Paying with Apple Pay is a convenient and quick way to send money abroad. If you’re using a credit card, watch out for extra charges. Some banks consider these payments as cash withdrawal, and they may charge you extra fees.
  • Google Pay

    If you’ve enabled Google Pay on your phone, you can use it to pay for a transfer with Wise. Paying with Google Pay is a convenient and quick way to send money abroad. If you’re using a credit card, watch out for extra charges. Some banks consider these payments as cash withdrawal, and they may charge you extra fees.

Protecting you and your money

Safeguarded with leading banks

We hold your money with established financial institutions, so it’s separate from our own accounts and in our normal course of business not accessible to our partners. Read more here.

Extra-secure transactions

We use 2-factor authentication to protect your account and transactions. That means you — and only you — can get to your money.

Data protection

We’re committed to keeping your personal data safe, and we’re transparent in how we collect, process, and store it.

Dedicated anti-fraud team

We work round the clock to keep your account and money protected from even the most sophisticated fraud.

Online scams are on the rise. Learn how to stay safe.

Send money to the USA from Hong Kong with the Wise app

Looking for an app to send money to the USA from Hong Kong? Sending money is easy with Wise app.

  • Cheaper transfers abroad - free from hidden fees and exchange rate markups.
  • Check exchange rates - see on the app how exchange rates have changed over time.
  • Repeat your previous transfers - save the details, and make your monthly payments easier.
Learn more about the Wise app

Wise works nearly everywhere

  • United Arab Emirates dirham
  • Australian dollar
  • Bangladeshi taka
  • Bulgarian lev
  • Canadian dollar
  • Swiss franc
  • Chilean peso
  • Chinese yuan
  • Costa Rican colón
  • Czech koruna
  • Danish krone
  • Egyptian pound
  • Euro
  • British pound
  • Georgian lari
  • Hong Kong dollar
  • Hungarian forint
  • Indonesian rupiah
  • Israeli shekel
  • Indian rupee
  • Japanese yen
  • Kenyan shilling
  • South Korean won
  • Sri Lankan rupee
  • Moroccan dirham
  • Mexican peso
  • Malaysian ringgit
  • Nigerian naira
  • Norwegian krone
  • Nepalese rupee
  • New Zealand dollar
  • Philippine peso
  • Pakistani rupee
  • Polish złoty
  • Romanian leu
  • Swedish krona
  • Singapore dollar
  • Thai baht
  • Turkish lira
  • Tanzanian shilling
  • Ukrainian hryvnia
  • Ugandan shilling
  • United States dollar
  • Uruguayan peso
  • Vietnamese dong
  • West African CFA franc
  • South African rand

See why customers choose Wise for their international money transfers

It’s your money. You can trust us to get it where it needs to be, but don’t take our word for it. Read our reviews at Trustpilot.com.

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