One account, for all the money in the world
160 countries. 40 currencies. Take on the world with Wise — the international account for sending, spending and converting money like a local.
Manage money on the go globally
Keep your currencies to hand in one place, and convert them in seconds. Receive money internationally too, with account details for 21 currencies. Use them to get money from overseas fee-free.
Send money overseas, save on fees
Make your money go further, no matter the distance. Send money now, or schedule transfers whenever suits you for less.
It’s simple to start using Wise
1
Register for a free account in minutesRegister for a free account in minutes2
Get verified with your ID by our teamGet verified with your ID by our team3
Add money in the currencies you wantAdd money in the currencies you want
Trust us to look after your money
We help over 12.8 million people move £30 billion every quarter — here's how we make sure it's safe.
- Privacy and dataWe protect your details through strict standards and 2FA.
- Dedicated supportQuestions? Get help in 14 languages.
- International safeguardingWe're regulated by national authorities around the globe.
- Annual Percentage Yield (APY) - rates shown are true as of 06/12/2024. See Program Agreement for details.
- The current Program Bank is JPMorgan Chase Bank, N.A., see Appendix 1 of the Program Agreement for the most updated list of Program Bank(s). Eligible customers must opt in to the interest feature. Participants will have the balance of their USD funds held in their Wise Account “swept” into a Federal Deposit Insurance Corporation (“FDIC”) insured interest-bearing account at one or more participating banks (each, a “Program Bank”) that will hold and pay interest on the deposit funds. For a complete list of Program Banks, please see Appendix 1 of the Program Agreement. For more information on FDIC insurance coverage, please visit www.FDIC.gov. Customers are responsible for monitoring their total assets at each of the Program Banks to determine the extent of available FDIC insurance coverage in accordance with FDIC rules. The Program is not intended to be a long-term investment option, checking or savings account, investment contract or security.
For customers opted in to receive interest on EUR and GBP balances, the FDIC passthrough insurance provided by our program bank is for up to the equivalent of $250,000 in total for your USD, EUR and GBP combined balance amounts (collectively, the “Eligible Balances”).