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One account, for all the money in the world

160 countries. 40 currencies. Take on the world with Wise — the international account for sending, spending and converting money like a local.
Open an accountSee our pricing

Manage money on the go globally

Keep your currencies to hand in one place, and convert them in seconds. Receive money internationally too, with account details for 21 currencies. Use them to get money from overseas fee-free.

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Way more than travel money

Pay easy, in 47 currencies. We'll convert to the right currency wherever you spend or withdraw cash, only ever at the mid-market rate.

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A man is walking down a shopping street. He holds his phone, keys, sunglasses and a Wise card in his hand.

Send money overseas, save on fees

Make your money go further, no matter the distance. Send money now, or schedule transfers whenever suits you for less.

Send money for lessLearn about large transfers

Earn while you spend

{locale, select, US {Earn {formattedInterestRate} APY{linkText} on your USD balance. You'll benefit from the same instant access when sending, spending and receiving money with your Wise account, so your money is available to you when you need it.{linkText2}} other {When you use Interest, your money is invested in a fund that holds government-guaranteed assets. Spend freely, and help your money grow. Capital at risk — growth not guaranteed. {linkText}}', }

Learn about Interest

It’s simple to start using Wise

  • 1

    Register for a free account in minutes
    Register for a free account in minutes

  • 2

    Get verified with your ID by our team
    Get verified with your ID by our team

  • 3

    Add money in the currencies you want
    Add money in the currencies you want

Open an account

Trust us to look after your money

We help over 12.8 million people move £30 billion every quarter — here's how we make sure it's safe.

  • Privacy and data
    We protect your details through strict standards and 2FA.
  • Dedicated support
    Questions? Get help in 14 languages.
  • International safeguarding
    We're regulated by national authorities around the globe.
  1. Interest is offered through Wise Assets Europe AS, authorised and regulated as an investment firm by the Estonian Financial Supervision Authority (Finantsinspektsioon). We do not give investment advice, and you may be subject to pay tax. If you’re not sure, seek qualified advice. You can find more information about the funds on our website.