IBAN in Finland

To make an IBAN, banks combine local account details into one string of characters. This means you can calculate an IBAN using these account details.

What is the IBAN format in Finland ?

An IBAN (International Bank Account Number) is an internationally-agreed code made up of up to 34 letters and numbers that helps banks make sure that international transfers are processed correctly.

Each set of characters represents a different detail for your bank account. You can see the breakdown of this IBAN below.

What is the IBAN code in Finland?

IBAN in Finland consists of 18 characters:

  • 2 letter country code
  • 2 digit check number
  • 6 characters from the bank's bank code
  • 7 digit code for the bank account number
  • 1 digit code for national code

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IBAN example in Finland FI2112345600000785
IBAN in print format FI21 1234 5600 0007 85
Country code FI
Check digits 21
Bank code 123456
Bank account number 0000078
National check digit 5

Do you need an IBAN in Finland?

Yes. If you’re making – or expecting to receive – an international money transfer to a bank account in Finland, then just a standard bank account number isn’t enough. If you want your money to arrive quickly and safely, you’ll usually need to give the bank a few extra details, such as an IBAN or SWIFT code.

Banks assign IBANs to each of their accounts to make sure that international transfers are processed correctly.

IBANs contain all of the country, bank, and account details you need to send or receive money internationally. This system is used throughout Europe, and also recognised in some areas of the Middle East, North Africa and the Caribbean.

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