Fair prices, no hidden fees

No subscriptions, no monthly fees. You’ll always see the fee upfront, and only pay for what you use.

Registering with Wise

Register for a Wise account

Free

Sending money

Sending money

Fee varies by currency

From 0.33%

Spending with your card

Withdrawing 200 EUR per month per account

2 or less withdrawals

Free

ATM fees over 200 EUR per month per account

+ 0.50 EUR per withdrawal

1.75%

Account Funding transactions

Applies to transactions that include topping up e-wallets and other accounts in certain currencies, see FAQ.

2%

Getting the Wise debit card

No subscription fees

7 EUR

Converting money

Fee varies by currency

From 0.33%

Pay with the Wise card

Spend funds in your balance in the same currency online, in-store and abroad safely

Free

Holding money in your account

Hold 40+ currencies

Free

Receiving money

Getting account details in 23 currencies

Details for AED, AUD, BGN, CAD, CHF, CNY, CZK, DKK, EUR, GBP, HKD, HUF, ILS, JPY, NOK, NZD, PLN, SEK, SGD, TRY, UGX, USD, ZAR

Free

Receiving local payments (non-Swift / non-wire)

Receive AUD, CAD, EUR, GBP, HUF, NZD, SGD, TRY, USD

Free

Receiving USD wire and Swift payments

Fixed fee per payment

6.11 USD

Receiving CAD Swift payments

Fixed fee per payment

10 CAD

Receiving Swift payments in 21 currencies

No fee from us. Correspondent banks might charge fees we have no control over

Free

Our three principles

Coin pile down illustration

Low, and getting lower

We charge as little as possible, and we’re on a mission to drop prices until we’re eventually free.

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Radically transparent

We’re honest and upfront about what things cost, we use the mid-market rate, and never hide fees.

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Fair for all

You pay for what you use. No more. No less. We believe no one should pay the cost of someone else’s ‘free’.