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Give your money a boost

Earn returns on by opening a Wise account and investing in a fund that holds government-guaranteed assets. Start with a penny, cent or dime. Spend any time, all while you grow. Capital at risk.
Open an account

    *This is a marketing communication. Growth is not guaranteed and your money is at risk if governments default or interest rates go negative. Variable rates are based on 7 day performance as of 03/01/2025. See the past performance of each fund below.

    How interest works

    • Turn on Interest
      Turn on Interest

      Your money is invested in an interest-earning fund that holds government-guaranteed assets.

    • Get gains daily
      Get gains daily

      Returns are added to your money every working day — and you can use them right away.

    • Spend any time
      Spend any time

      Continue to send and spend your money. With Interest, there's no need to lock your money away.

    Interest is offered in partnership with BlackRock and through Wise Assets Europe AS. The funds aim to maximise current income through a portfolio of high quality short-term money market instruments. You may have to pay tax on your earnings — for example, capital gains tax.

    Rates

    The rate we show is how much your money could grow over a year. It's based on the fund's rate of return in the last 7 days and tracks the rate set by the central bank. The rate was last updated . Past performance doesn't guarantee future growth.

      Keeping your money safe

      The fund Interest uses is designed to be stable and is considered low risk because the assets it invests in are guaranteed by governments.

      You may also be eligible for protection up to £85,000 under the Financial Services Compensation Scheme (FSCS).

      Learn more about safety

      Switch on with 1 GBP, EUR or USD

      Switch Interest on, or off, whenever you like. Choose the right balances for you — pounds, euros or dollars. You’ll get gains each working day, and you can use them right away. Growth not guaranteed. 1

      Switch on now

      FAQ

      Your money, your way

      Manage your international money in a single place with a Wise account.

      Create an account

      Trust us to look after your money

      Wise Europe helps over 12.8 million people move £30 billion every quarter — here's how we make sure it's safe.

      • Privacy and data
        We protect your details through strict standards and 2FA.
      • Dedicated support
        Questions? Get 24/7 help in 14 languages.
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