Send money online
- Low fees — fees get cheaper the more you send
- Lightning fast — money typically arrives in seconds
- Perfectly predictable — lock in an exchange rate for up to 48 hours
- Bank transfer fee0 HKD
- Our fee606.15 HKD
- You could save up to 3,111.47 HKD
Should arrive by Monday
Send money online
- Low fees — fees get cheaper the more you send
- Lightning fast — money typically arrives in seconds
- Perfectly predictable — lock in an exchange rate for up to 48 hours
- Bank transfer fee0 HKD
- Our fee606.15 HKD
- You could save up to 3,111.47 HKD
Should arrive by Monday
Find out how much it costs to send money online
The cost of your transfer comes from the fee and the exchange rate. Many high street banks offer “no fee”, while hiding a markup in the exchange rate, making you pay more.
At Wise, we’ll never do that. We only use the mid-market exchange rate, and show our fees upfront. This table compares the fees you’d really pay when sending money with the most popular banks and providers, or with us.
How do we select providers and collect this data?| Sending 1,000 HKD with | Recipient gets(Total after fees) | ||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|
 | 126.71 USD | ||||||||||
Transfer fee 14.55 HKD Exchange rate(1 HKD USD) 0.128577 Exchange rate markup 0 HKD Cost of transfer 14.55 HKD | |||||||||||
 | 119.78 USD- 6.93 USD | ||||||||||
Transfer fee 65 HKD Exchange rate(1 HKD USD) 0.128107 Exchange rate markup 3.66 HKD Cost of transfer 68.66 HKD | |||||||||||
 | 119.67 USD- 7.04 USD | ||||||||||
Transfer fee 65 HKD Exchange rate(1 HKD USD) 0.127992 Exchange rate markup 4.55 HKD Cost of transfer 69.55 HKD | |||||||||||
 | 118.58 USD- 8.13 USD | ||||||||||
Transfer fee 38.99 HKD Exchange rate(1 HKD USD) 0.123393 Exchange rate markup 40.32 HKD Cost of transfer 79.31 HKD | |||||||||||
 | 98.78 USD- 27.93 USD | ||||||||||
Transfer fee 230 HKD Exchange rate(1 HKD USD) 0.128289 Exchange rate markup 2.24 HKD Cost of transfer 232.24 HKD | |||||||||||
Send money online in 3 easy steps
Enter amount to send in HKD.
Pay in HKD with your debit card or credit card, or send the money from your online banking.
Choose recipient .
Select who you want to send money to and which pay-out method to use.
Send HKD, receive USD.
The recipient gets money in USD directly from Wise’s local bank account.
Online money transfer fees
How much does it cost to send money online?
To send money online with Wise, you will pay a small, flat fee and a percentage of the amount that's converted. We will always show you the total cost upfront - and you can rely that we won't hide any further fees in the exchange rate.
You can use our handy calculator to find out exactly how much will you pay for your transfer. The cost depends on where you will be sending money from and to, as well as on your chosen payment method.
No big fees, hidden or otherwise. So it's cheaper than what you're used to.
Delivery time for online money transfers from Hong Kong
On many popular routes, Wise can send your money within one day, as a same day transfer, or even an instant money transfer.
Sometimes, different payment methods or routine checks may affect the transfer delivery time. We’ll always keep you updated, and you can track each step in your account.
Your transfer route
Should arrive
by MondayBest ways to send money internationally
Bank Transfer
Bank transfers are usually the cheapest option when it comes to funding your international money transfer with Wise. Bank transfers can be slower than debit or credit cards, but they usually give you the best value for your money. Read more how to use bank transfers as a payment option.Wise account
If you have a Wise multi-currency account, you can use money in your account to fund your transfer. It’s cheap and fast — just set up your money transfer as you normally would, and choose a Wise account transfer when paying.
Protecting you and your money
Safeguarded with leading banks
We hold your money with established financial institutions, so it's separate from our own accounts and in our normal course of business not accessible to our partners. Read more here.
Extra-secure transactions
We use 2-factor authentication to protect your account and transactions. That means you — and only you — can get to your money.
Data protection
We’re committed to keeping your personal data safe, and we’re transparent in how we collect, process, and store it.
Dedicated anti-fraud team
We work round the clock to keep your account and money protected from even the most sophisticated fraud.
Send money online with the Wise app
Looking for an app to send money online? Sending money is easy with Wise app.
- Cheaper transfers abroad - free from hidden fees and exchange rate markups.
- Check exchange rates - see on the app how exchange rates have changed over time.
- Repeat your previous transfers - save the details, and make your monthly payments easier.
Wise works nearly everywhere
See why customers choose Wise for their international money transfers
It’s your money. You can trust us to get it where it needs to be, but don’t take our word for it. Read our reviews at Trustpilot.com.
