A proof of income, also known as a source of wealth, is a document that proves how you earn your money. This is how we can check where your money comes from and that it’s secure. We might ask you to upload it as part of a regulatory requirement for some regions.
Different countries and currencies have different requirements, and we sometimes need more information to make sure your money is safe.
We’ll only ask for a proof of income from you once you set up and pay for a transfer. We can’t accept documents in advance or on unpaid transfers.
Before sending your document
We can’t start verifying your documents until you set up and pay for a transfer first
Make sure your document shows everything — we can’t accept documents that are cropped, blurred, or have redacted information
The document needs to be in the right file format. We accept PDF, JPEG, and PNG.
Learn more about how verification can affect your transfer speed
What documents to send for your income type
Depending on what you select as your main source of income, we’ll ask for documents to show it.
We’re trying to understand your current situation, so always upload the most recent version of your document.
Make sure it shows all the information we need. You can upload multiple files to cover everything.
Check your income type and what documents we accept, and what they must show.
Salary
You’re a salaried employee.
Documents we accept:
Bank statements
covering the last 3 months
showing all transactions, including your salary payments
downloaded or sent from your bank — this should not be a screenshot of your online banking
Payslips
covering the last 3 months
not older than 6 months
Tax return
the most recent
validated by your official authority
Employment contract
signed
serving as a proof of your employment
The documents need to show:
your full name
the amount you earn
the pay period
your employer’s name/logo
the date the document was issued
signature (where applicable)
Self-employment
You’re self-employed as either a freelancer or an independent contractor.
Freelancer
Documents we accept:
Tax return
the most recent
validated by your official authority
showing your freelancer income
Statement of earnings
from a freelancing platform
the most recent statement or certificate
Independent Contractor
Documents we accept:
Tax return
the most recent
validated by your official authority
showing your Independent Contractor income
Service agreement contract
signed within the last 12 months
showing the pay period and total amount — we can’t accept agreements that only show an hourly wage
Rent
You earn your income by renting properties.
Documents we accept:
Tax return
the most recent
validated by your official authority
showing your Rent income
Rental agreement
signed
Bank statements
covering the last 3 months, showing all transactions including your rental income received
showing all transactions, including your salary payments
downloaded or sent from your bank — this should not be a screenshot of your online banking
The documents need to show:
your full name
the amount you received
details on the rental
the date the document was issued
the issuer name/logo and signature (where applicable)
Investments
Your money comes from investments.
Documents we accept, which cannot be screenshots:
Tax return
the most recent
validated by your official authority
showing your earned income
Investment firm statement
needs to be an official statement issued by the investment firm or trading platform
Investment certificate
Investment/portfolio account statement
Employee stock plan exercise confirmation
The documents need to show:
your full name
the amount you received
the type of investment
the date the document was issued
the issuer details
net proceeds or value of the investment portfolio (if applicable)
Pension
Documents we accept:
Pension statement
Pension fund document
a document from a pension or annuity fund
showing the allocation amount
Bank statements
covering the last 3 months, showing your pension being credited
downloaded or sent from your bank — this should not be a screenshot of your online banking
Other
another official document, as long as it shows the information above
The documents need to show:
your full name
the amount you receive
the name of your pension provider
the date the document was issued
Inheritance
Your money comes from an inheritance.
Documents we accept:
Will
Grant of probate
Trust deed
Bank statements
covering the last 3 months, showing your inheritance being credited
showing all transactions, including your salary payments
downloaded or sent from your bank — this should not be a screenshot of your online banking
The documents need to show:
your full name
the amount you receive
name and signature of the person who made the will
your relationship with them
the date the document was issued
Loan
Documents you could upload:
Loan agreement
Bank statements
covering the last 3 months, showing your loan being credited
showing all transactions, including your salary payments
downloaded or sent from your bank — this should not be a screenshot of your online banking
The documents need to show:
your full name
the amount you borrowed
the lender’s name and address
the purpose of the loan
Family support
If your income comes from family support, we'll need:
Gift letter, with
your name
date
the period and amount of support
family member’s name and signature
Together with any of these documents from your family member:
3 months of payslips
covering their last 3 months of income
in full pages
showing their name, the employer name, the salary amount, and the period of the salary
Personal income tax declaration
for their most recent earned income
validated by the official authority
Bank statements
covering the last 3 months, showing their source of income
sent as a scanned copy of their official bank statement or online statement
showing their name as the account holder, their bank name, and all their transactions over 3 months
Employment contract
Any other document that shows your family member’s source of income
Something else
If you fall in a category that doesn’t fit these descriptions, here are other documents we can accept. Make sure it’s the most recent version of the document.
Documents we accept:
Gift letter — also upload a source of income document of the gift giver
Property sale agreement
Scholarship letter from an educational institution
Solicitor's letter
Another official document, as long as it shows the information above
The documents need to show:
your full name
the amount you received
the name of the person or company who paid you
the date the document was issued
if applicable, the frequency of the payment
What to expect after
After reviewing your documents, we can process your payment. If we need anything additionally, we'll reach out to you by email.
We won’t continue checking the documents if you cancel your transfer during the check.
If you set up another transfer in the future after we’ve stopped the check this time, we might ask you to submit the documents again.