Paying with your connected account (VRP) in the UK

When adding money to your account and paying with GBP, you can connect your bank account so that you don’t have to enter your bank details every time you make a payment.

This is known as variable recurring payments (VRP) and it’s a form of Open Banking payment.

You can configure the limits and duration of the connection and cancel it at any time. Your bank doesn’t share your login details, account statements or any other information with Wise—it simply sends us the payment in a secure and convenient way.

How to connect your account

Your account can be connected from your account settings or when you Add money.

Connecting from your account settings

Not available on the mobile app at this time.

1. From web, go to your profile in the top corner.

2. Select Payment methods.

3. Select Connected bank accounts.

4. Select Connect your bank account.

5. Select your bank account’s location and select Connect.

Connecting when adding money

1. Go to your GBP balance and select Add Money. Select Bank transfer and select your bank. If your bank isn’t  in the list, it means that it doesn’t offer this payment method.

2. Edit the limits of the connection (optional).

3. Click the ‘Go to bank' button.

4. You’ll be taken to your bank’s website, where you’ll need to log in. You may need to complete 2-factor authentication (such as  entering a code sent to your phone).

5. Select the account that you want to connect and select  Confirm.

How long does it take for my money to reach Wise?

VRP payments are usually instant, but can take up to 1 working day. The speed may be dependent on your bank.

How to edit your limits

You can edit:

• The amount per payment

• The period and the maximum total amount during that period

• The expiration date of the connection

These configurations can only be edited when setting up the connection (by clicking on the Edit or Edit limits button). Once the connection has been set up, the only way to change it is by disconnecting and then connecting again.

The amount per payment can also be limited by the transaction limit of your bank. Always check with your bank regarding this limit.