How can I pay with a QR code?

Pay with QR code isn't available to all customers at this time. We will continue to work towards making the product fully available to everyone.

QR payments are a convenient way to pay, especially in countries where card payments are not widely accepted yet. Often, QR payments can spare you from the hassle of paying with cash.

With Wise QR, you can pay using only your phone, where you can scan a QR code with the Wise app camera, or import a QR code from your phone gallery. This lets you spend directly from a balance on your Wise Account, just like the Wise card.

How do I pay with QR codes using the Wise app?

1. In your Card tab, swipe left on the image of your card to bring up Pay with QR code or Pay like a local

2. Tap Scan QR code to launch the camera or Import QR code to select one from your photo gallery.

3. Scan a supported QR code by camera or select an image that contains a supported QR code.

4. Follow the steps to confirm your payment.

5. Done! You can review the payment anytime under your transaction list in the Wise app.

Which QR codes are supported?

We support payments via:

• Wise-generated QR codes — scan a Wise QR code using your Wise app camera to conveniently pay a fellow Wise user.

• Swiss QR-Bill for all Switzerland-based customers.

• PayNow QR code for all customers based in Singapore* or the Philippines.

• Hungarian Qvik QR code for all customers with a HUF balance.

We're working on making these options available for customers in all regions and to support more QR codes.

*Additional info for PayNow QR codes

For customers based outside of Singapore, we only support PayNow QR code payments to businesses (e.g. shops, service providers). This payment method isn't available for personal transfers.

PayNow QR has payment limits of:

• 1000 SGD per transaction for all customers

• 20,000 SGD per calendar year for non-SG customers

What is a QR code?

A QR code is a two-dimensional code that you can scan using the camera in the Wise app. They look something like this (you don't need to scan this one when setting up a transfer):

A payment QR code would usually store information about the merchant or recipient names, transaction amount, and currency of payment. This makes the transaction seamless and quick.