How can I pay with a QR code?

Pay with QR code isn't available to all customers at this time. We will continue to work towards making the product fully available to everyone.

QR payments are a convenient way to pay, especially in countries where card payments are not widely accepted yet. Often, QR payments can spare you from the hassle of paying with cash.

With Wise QR, you can pay using only your phone, where you can scan a QR code with the Wise app camera, or import a QR code from your phone gallery. This lets you spend directly from a balance on your Wise Account, just like the Wise card.

What is a QR code?

A QR code is a two-dimensional code that you can scan using the camera in the Wise app. They look something like this (you don't need to scan this one when setting up a transfer):

QR code

A payment QR code would usually store information about the merchant or recipient names, transaction amount, and currency of payment. This makes the transaction seamless and quick.

Which QR codes are supported?

  • Wise-generated QR codes are always supported. Scan a Wise QR code using your Wise app camera to conveniently pay a fellow Wise user.

  • We support payment via Swiss QR-Bill for all Switzerland-based customers. We are working on making this option available for all customers.

  • We support payment via PayNow QR code for all Singapore-based customers. We are working on making this option available for all customers.

  • We support payment via Hungarian Qvik QR code for all customers with a HUF balance. We are working on making this option available for all customers.

  • We are working hard to support a few more QR codes soon.

How do I pay with QR codes using the Wise app?

  1. In your Card tab, swipe left on the image of your card to bring up Pay with QR code (also known as Pay like a local in older app versions).

  2. Tap either Scan QR code or Import QR code. Choosing Scan QR code will launch the camera, and choosing Import QR code will bring you to your device photo gallery to select an image.

  3. Scan a supported QR code using the camera, or select an image containing a supported QR code.

  4. Follow the steps to confirm your payment.

  5. Done! You can review the payment details under the list of transactions in the Wise app at any time.

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