To send money with Wise, you’ll first need to sign up. We’ll ask for your email address, and you’ll create a password.
We’ll also need to verify you before you are able to send money. Check what information we need and how long verification takes here.
How to send money with Wise
1. Go to Send
From the Home screen, select Send.
2. Choose or add a recipient
You can either search for one of your existing recipients, or add a new one.
New recipient
Choose Add a recipient
Select their currency
You can then either search by their @Wisetag, email, or phone, or add their bank details
Enter the details into the fields
3. Enter how much you’d like to transfer
Select either the amount you’d like to send, or exactly how much you’d like your recipient to get, and chose the currency.
If you choose how much you send, the fees are added to that amount. If you choose how much your recipient gets, we'll show you how much you have to send including the fees.
You can choose to schedule this transfer by clicking the calendar icon next to Continue.
4. Choose how to pay
The confirmation screen lets you check the details — your money isn't sent at this point.
There are multiple ways you can pay for your transfer. We’ll let you know the fees for each option, and how long it should take for the money to arrive.
It’s often cheapest to pay from your bank account. This means you’ll have to go to your online banking or your branch and send the money to Wise from there.
5. Review
Make sure everything looks correct. If there's a mistake in the details, your transfer might get sent back. Then Continue and Send.
6. That’s it!
After we’ve received your money, we’ll confirm the transfer via email or in the app. And we’ll also let you and your recipient know when the money’s on its way.
Your payments will appear under Transactions on the home screen, and you can even change the category from a drop-down list right under the amount, to keep your payments organised.