You can’t send money to GHS at the moment. This is due to recent changes in local regulations. We’re working on this, and we’ll update this article once we can restart these transfers.
Here you’ll find answers to the most common questions about Ghanaian cedi (GHS) transfers.
You can’t currently send from GHS.
Sending to GHS
Who can I send GHS to?
You can send GHS to individual and business bank accounts in Ghana, and to mobile money accounts.
What information do I need about my recipient?
You’ll need their full name (English characters only), bank name and account number (between 8–20 digits long).
For mobile money transfers, you’ll need their full name, mobile provider and 9-digit mobile number, starting with a 233 country code.
What is the exchange rate for GHS transfers?
GHS transfer rates are now based on the exchange rate set by our local partner. This is because determining the mid-market rate for sending money to Ghana has recently become inaccurate. Unfortunately we won’t be able to guarantee the rate of your transfer until further notice.
How much can I send?
You can send up to 49,000 GHS per transfer to bank accounts.
You can send up to 1,000 GHS for mobile money transfers.
How long does it usually take for the money to arrive?
Once Wise receives and converts your money, it usually arrives in your recipient’s bank account on the same working day. Conversion can take up to 2 working days.
We’ll always give you an estimate for how long your transfer will take when you set it up.