How much does it cost to send USD to countries outside the US

The easiest way to see the exact pricing is to set up a transfer — we'll calculate everything for you and show you up front what you're paying.

Our prices vary depending on what currency you’re sending from and how you pay for your transfer – for example Wire, ACH or your Wise balance.

• If we predict you won’t be charged a correspondent fee, we’ll charge between 1-16 USD* depending on how you pay

• If we predict you’ll be charged a correspondent fee, we’ll charge between 3-37 USD* depending on how you pay and where you're sending to

Check where you can send USD to

*Note: some payment methods or currency conversions have percentage fees that may increase the fee. Check the tables below for detailed info.

How does Swift work?

Sending money with the Swift payment messaging network is like travelling from one airport to another — it’s not always possible to take a direct flight, so you may need to travel from city to city via several connecting flights.

Swift works the same way. The money will travel from one country to another through correspondent banks. These correspondent banks often charge their own fees.

We’ve built a prediction tool based on the correspondent banks’ historical fees and speed. If it suggests your payment will be charged, we include the fee when calculating your transfer cost.

On this page we show you our fees in USD for easy comparison. Keep in mind that we’ll always take the fees in the currency you’re sending from. So, if you’re paying in EUR, we’ll charge the fees in EUR as well, but it'll be equivalent to the USD fees we calculated.

If we predict you won’t be charged a correspondent fee

Based on how you send us the money and the currency it’s in, we’ll charge you the following: 

*Swift Share fees if we predict you won't be charged a correspondent fee

Example: you send 3,900 USD to China. You pay for this transfer with a USD Wire transfer. We then predict that you won’t be charged a correspondent fee, so the cost of your transfer will be 17.41 USD.

The fee would be different if you select ACH to pay for the transfer. If you used this method, the cost of your transfer would be 11.31 USD (11.30 USD + 0.28% * 3,900 USD = 22.22 USD).

If we predict you’ll be charged a correspondent fee

The fee we charge depends on the country you're sending money to.

If your recipient is in one of these countries:

Belgium, Bulgaria, Denmark, Germany, Indonesia, Israel, Japan, Netherlands, Poland, South Korea, Spain, Taiwan, Thailand, Turkey, United Arab Emirates, Uruguay, Vietnam.

Based on how you send us the money and the currency it’s in, we’ll charge you the following:

**Swift Share fees if we predict you will be charged a correspondent fee

Example: you send 3,900 USD to Taiwan. You fund this with a GBP bank transfer. We then predict that you’ll be charged correspondent fees, so your transfer will cost 35.89 USD (21.07 USD + 0.38% * 3900 USD = 35.89 USD).

If your recipient is in Hong Kong

Based on how you send us the money and the currency it’s in, we’ll charge you the following:

Example: you send 3,900 USD to Hong Kong and you fund it with an AUD bank transfer. It will cost 19.7 USD (4.10 USD + 0.40% * 3,900 USD = 19.7 USD). 

If your recipient is in Singapore

The fee depends on where they bank, as well as on how you send us the money and the currency it’s in.

Example: you send 2,000 USD to Singapore and they have an account with DBS. You fund this with a USD ACH transfer. It'll cost 16.17 USD (10.57 USD + 0.28% *2,000 USD = 16.17 USD).

If your recipient is in Ukraine

The fees depend on whether the recipient has a PrivatBank account. Check the two tables below to compare.

With PrivatBank account

Without PrivatBank account

Example: you send 1,000 USD to Ukraine and the recipient account is with PrivatBank. If your funding method is Bank Transfer and your funding currency is EUR, it'll cost 19.54 USD ( 1.64 USD + 1.79% * 1,000 USD = 19.54 USD).

If your recipient is in any other country

We'll charge the following fees, based on how you send us the money and the currency it’s in. See exceptions below.

Example: you send 3,900 USD to China . You fund this with a EUR bank transfer. We then predict that you’ll be charged a correspondent fee, so the cost of your transfer is 28.78 USD (8.89 USD + 0.51% * 3,900 USD = 28.78 USD).

What about FFC payments?

We can’t send For Further Credit (FFC) payments. FFC is a payment made to a beneficiary that is not final. This means you can't send money to a recipient who will then forward the money somewhere else. These transactions require a separate field for entering the actual final recipient, and we don't have that option.