Here you’ll find answers to the most common questions about Bulgarian lev (BGN) transfers.
Sending to BGN
Who can I send BGN to?
You can send BGN to any bank account in Bulgaria.
What information do I need about my recipient?
You’ll need to know their full name and bank account number. In Bulgaria, this is a code called an IBAN which is usually 22 characters long, and contains a mix of letters and numbers.
How much can I send?
You can send up to 2 million BGN per transfer.
How long does it usually take for the money to arrive?
Once Wise receives and converts your money, it usually takes 0–1 working days to arrive in your recipient’s bank account. Conversion can take up to 2 working days.
We’ll always give you an estimate for how long your transfer will take when you set it up.
Learn more about how long transfers take
Are there any restrictions on sending to BGN?
You can’t use Wise to pay tax, insurance, or other fees to Bulgarian government accounts. This is because these payments are not standard domestic payments.
You also can't use Wise to send money to universities.
Sending from BGN
What types of transfers can I use to send BGN?
There are 3 different transfer types: Fast and Easy transfers, Low Cost transfers, and transfers from your Wise balances.
Learn more about these types of transfers
How much can I send?
You can send up to 2 million BGN per transfer, depending on how you pay. If you pay by card, for example, the limit is lower — but you’ll only see the option to pay by card if you’re sending less than the limit.
Where can I send from?
You can only send BGN to Wise from banks within Bulgaria. We do not accept BGN via Swift.
How long does it usually take for the money to arrive?
It usually takes 0–2 working days for your money to get to Wise, depending on how you pay for your transfer. Then, we convert it and send it out. Conversion can take up to 2 working days.
Check the guide for the currency you’re sending to for an estimate on how long it will take to arrive in your recipient’s account after we send it out.
Are there any restrictions on sending BGN?
Because of how we are regulated, we can’t accept cash deposits.
I’ve cancelled my payment, how long will my refund take?
We’ll let you know when we’ve refunded your money. The time it takes for you to get your refund depends on how you paid,
Bank transfer refunds deliver the same or next working day
Card payments take 2-10 working days
Make sure to wait until the above time frame has passed before getting in touch about a refund — we’re not able to speed up the process.