For most people, there are no limits on how much you can receive and hold right now.
There are a few exceptions:
Personal customers and businesses receiving USD that have a routing number starting with 026
Business customers requesting money using card payments. Learn more about getting paid by card for businesses
There are additional limits if your registered address is in one of these countries:
How limits work for USD account details
For account details with a routing number starting with 026
| Personal limit | Business limit | |
|---|---|---|
| USD limit, per transaction and per day | 20,000,000 USD | 50,000,000 USD |
| USD limit per year* | 35,000,000 USD | 150,000,000 USD |
Any money you receive into your USD balance using your USD account details — either by someone else or yourself — will count towards the limit.
There are no limits if you choose Add USD, or convert money from one of your other balances into your USD balance.
*These limits apply for a rolling 365-day period, and not per calendar year. So, say you receive a payment on 10 April — this will count towards your limit until 11 April the following year.
Verification
Sometimes we need to ask for some extra information and documents from you, depending on the amount you receive. If this is the case, we’ll get in touch by email and let you know exactly what you’ll need to do.