When sending money, you can choose the amount you send and the amount your recipient gets.
Sending an exact amount in a different currency
Enter how much your recipient gets
Enter how much your recipient gets in their currency. When you enter an amount, you’ll see the input label ‘Your recipient gets exactly’.
We automatically update the amount in ‘You send’, including fees and taxes, to cover how much you need to convert so that your recipient gets that amount.
Pay within the guaranteed rate period
We’ll show you when we guarantee the exchange rate. If you’re not paying instantly, we'll show you how long we guarantee the rate for.
As long as you pay within the guaranteed rate period, we convert your money at that rate and send the exact amount.
Some payment methods like debit or credit card take seconds. Others, such as bank transfers, take longer which means you need to pay before the guaranteed rate expires to send the exact amount.
If you can open a Wise balance, you can choose to pay using your balance. This means we can take the exact amount from your balance even if we can’t guarantee the exchange rate. You just need enough money in your balance to cover the transfer amount.
Send an exact amount in your currency
Enter how much you want to send
Enter how much you want to send in your currency. When you enter an amount, you’ll see the input label ‘You send exactly’.
We automatically update the amount in ‘Your recipient gets’ to show you how much your recipient gets in their currency after fees and taxes.
Pay the fees on top
If you have a Wise business account, you will see the amount that we convert under ‘You send’ when sending money through our website.
You can adjust how much you send until you get the exact amount to convert for your recipient. The fees and taxes needed for the transfer will be included in the ‘You send’ amount.