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Send money with a credit card

Send money with a credit card from our website or mobile app, in just a few clicks. Join over 10 million people who choose Wise for fast and secure money transfers.
Availability of the payment type depends on the currency or the region.
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Over 10 million customers

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You send exactly

3.80 GBPOur fee
–
26.09 GBPTotal fees
=
973.91 GBPTotal amount we’ll convert
×
1.1828

Recipient gets

Should arrive by Thursday

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We charge as little as possible. No subscription

Sending 1,000 GBP with	Recipient gets(Total after fees)
	1,180.75 EUR
Transfer fee 0 GBP Exchange rate(1 GBP EUR) 1.18075 Exchange rate markup 1.75 GBP Cost of transfer 1.75 GBP

	1,179.80 EUR- 0.95 EUR
Transfer fee 0 GBP Exchange rate(1 GBP EUR) 1.17980 Exchange rate markup 2.55 GBP Cost of transfer 2.55 GBP

	1,178.19 EUR- 2.56 EUR
Transfer fee 3.88 GBP Exchange rate(1 GBP EUR) 1.18278 Exchange rate markup 0.03 GBP Cost of transfer 3.91 GBP

	1,177.54 EUR- 3.21 EUR
Transfer fee 0 GBP Exchange rate(1 GBP EUR) 1.17754 Exchange rate markup 4.47 GBP Cost of transfer 4.47 GBP

	1,174.08 EUR- 6.67 EUR
Transfer fee 0 GBP Exchange rate(1 GBP EUR) 1.17408 Exchange rate markup 7.39 GBP Cost of transfer 7.39 GBP

	1,171.40 EUR- 9.35 EUR
Transfer fee 9.50 GBP Exchange rate(1 GBP EUR) 1.18263 Exchange rate markup 0.16 GBP Cost of transfer 9.66 GBP

	1,169.91 EUR- 10.84 EUR
Transfer fee 0 GBP Exchange rate(1 GBP EUR) 1.16991 Exchange rate markup 10.91 GBP Cost of transfer 10.91 GBP

	1,162.19 EUR- 18.56 EUR
Transfer fee 1.99 GBP Exchange rate(1 GBP EUR) 1.16451 Exchange rate markup 15.48 GBP Cost of transfer 17.47 GBP

	1,159.75 EUR- 21 EUR
Transfer fee 2.99 GBP Exchange rate(1 GBP EUR) 1.16323 Exchange rate markup 16.57 GBP Cost of transfer 19.56 GBP

	1,158.62 EUR- 22.13 EUR
Transfer fee 20 GBP Exchange rate(1 GBP EUR) 1.18227 Exchange rate markup 0.46 GBP Cost of transfer 20.46 GBP

	1,158.60 EUR- 22.15 EUR
Transfer fee 0 GBP Exchange rate(1 GBP EUR) 1.15860 Exchange rate markup 20.47 GBP Cost of transfer 20.47 GBP

	1,149.10 EUR- 31.65 EUR
Transfer fee 0 GBP Exchange rate(1 GBP EUR) 1.14910 Exchange rate markup 28.51 GBP Cost of transfer 28.51 GBP

	1,140.76 EUR- 39.99 EUR
Transfer fee 0 GBP Exchange rate(1 GBP EUR) 1.14076 Exchange rate markup 35.56 GBP Cost of transfer 35.56 GBP

	1,133.50 EUR- 47.25 EUR
Transfer fee 20 GBP Exchange rate(1 GBP EUR) 1.15663 Exchange rate markup 22.14 GBP Cost of transfer 42.14 GBP

	1,132.57 EUR- 48.18 EUR
Transfer fee 0 GBP Exchange rate(1 GBP EUR) 1.13257 Exchange rate markup 42.48 GBP Cost of transfer 42.48 GBP

	1,132.57 EUR- 48.18 EUR
Transfer fee 0 GBP Exchange rate(1 GBP EUR) 1.13257 Exchange rate markup 42.48 GBP Cost of transfer 42.48 GBP

	1,131.10 EUR- 49.65 EUR
Transfer fee 2.99 GBP Exchange rate(1 GBP EUR) 1.13449 Exchange rate markup 40.86 GBP Cost of transfer 43.85 GBP

This applies when you pay in via bank transfer or ACH payments. How do we collect this data?

How to send money with a credit card in 3 easy steps

Enter amount to send in GBP

Pay in GBP with a credit card.

Choose recipient

Select who you want to send money to and which pay-in method to use.

Send GBP with a credit card, receive EUR

The recipient gets money in EUR directly from Wise’s local bank account.

Create free account now

What is Credit Card money transfer?

Making a credit card transfer is fast, convenient, and means you can spread the cost of your payment over a few months if you’d like to.

You can make a credit card money transfer with Wise using a Visa or Mastercard credit card that’s issued in your name - or the name of your business if you hold a Wise Business account. Unfortunately, you can’t make a Wise credit card money transfer using an American Express credit card.

Your card will need to have a 16 digit number, an expiry date, and be 3D security enabled - this helps us keep you and your money safe.

There are also a small number of other specific situations in which you can’t make a Wise credit card money transfer, depending on where your card was issued, where your Wise account is registered, and the payment you’re sending.

Learn more about using credit cards.

Online money transfer fees

How much does it cost to send money with a credit card?

To send money with a credit card with Wise, you will pay a small, flat fee and a percentage of the amount that's converted. We will always show you the total cost upfront - and you can rely that we won't hide any further fees in the exchange rate.

Sending money shouldn’t cost the earth, so we built Wise to save you money when you transfer and exchange internationally. We charge as little as possible: right now a tiny fee, eventually free.

No big fees, hidden or otherwise. So it's cheaper than what you're used to.

Calculate how much you can save

How long does a money transfer with a credit card take?

A money transfer with a credit card (GBP-EUR) should arrive by Thursday. Sometimes transfer times can differ based on currencies or verification changes. We’ll always keep you updated, and you can track each step in your account.

On many popular routes, Wise can send your money within one day, as a same day transfer, or even an instant money transfer.

Your transfer route

GBP

EUR

Should arrive

by Thursday

Trust Wise with safe & secure money transfers

Safeguarded with leading banks

We hold your money with established financial institutions, so it's separate from our own accounts and in our normal course of business not accessible to our partners. Read more here.

Extra-secure transactions

We use 2-factor authentication to protect your account and transactions. That means you — and only you — can get to your money.

Data protection

We’re committed to keeping your personal data safe, and we’re transparent in how we collect, process, and store it.

Dedicated anti-fraud team

We work round the clock to keep your account and money protected from even the most sophisticated fraud.

Online scams are on the rise. Learn how to stay safe.

See why customers choose Wise for their international money transfers

It’s your money. You can trust us to get it where it needs to be, but don’t take our word for it.
Read our reviews at Trustpilot.com.

Ist alleine well

Mario Radamonti

Quick - easy - reliable

Jochen Friedrich Schulz

Always easy money transfer without any issues.

rzaa

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