Skip to main content

Send money using PayID

Send money using PayID from our website or mobile app, in just a few clicks. Join over 12.8 million people who choose Wise for fast and secure money transfers.
Availability of the payment type depends on the currency or the region.
Read more

Over 12.8 million customers
Read on Trustpilot
FCA regulated
Learn more
 Rate guaranteed (2h)

  • Bank transfer fee

    0 GBP

  • Our fee

    3.88 GBP

Total included fees (0.39%)

3.88 GBP

  • You could save up to 43.02 GBP

Should arrive by Wednesday

Save on exchange rate markups

The cost of your transfer comes from the fee and the exchange rate. Many high street banks offer “no fee”, while hiding a markup in the exchange rate, making you pay more.

At Wise, we’ll never do that. We only use the mid-market exchange rate, and show our fees upfront. This table compares the fees you’d really pay when sending money with the most popular banks and providers, or with us.

How do we select providers and collect this data?
Sending 1,000 AUD withRecipient gets(Total after fees)
Wise
613.21 EUR
Transfer fee
4.86 AUD
Exchange rate(1 AUD EUR)
0.616200
Exchange rate markup
488.52 AUD
Cost of transfer
493.38 AUD
Western Union
610.41 EUR- 2.80 EUR
Transfer fee
2.99 AUD
Exchange rate(1 AUD EUR)
0.612243
Exchange rate markup
491.81 AUD
Cost of transfer
494.80 AUD
Commonwealth Bank
589.70 EUR- 23.51 EUR
Transfer fee
0 AUD
Exchange rate(1 AUD EUR)
0.589700
Exchange rate markup
510.52 AUD
Cost of transfer
510.52 AUD
ANZ
588.96 EUR- 24.25 EUR
Transfer fee
9 AUD
Exchange rate(1 AUD EUR)
0.594307
Exchange rate markup
506.69 AUD
Cost of transfer
515.69 AUD
PayPal
586.33 EUR- 26.88 EUR
Transfer fee
5.99 AUD
Exchange rate(1 AUD EUR)
0.589862
Exchange rate markup
510.38 AUD
Cost of transfer
516.37 AUD
Show more providers
globe

How to send money using PayID in 3 easy steps

Start your transfer.

Enter amount to send in GBP

Pay in GBP using PayID.

Get the best rate out there.

Choose recipient

Select who you want to send money to and which pay-in method to use.

Money is locally delivered.

Send GBP using PayID, receive EUR

The recipient gets money in EUR directly from Wise’s local bank account.

Create free account now

What is PayID money transfer?

Making a PayID money transfer means no need to request or dig out a BSB or account number - you’ll just need your unique Wise PayID email, which you’ll see when you set up your payment.

To make a PayID money transfer with Wise you’ll need to have an account with a bank which supports PayID as a payment option. You may also be asked by your bank to verify your first Wise PayID payment. This should just mean responding to a call or SMS - and is all part of your bank’s process to keep your account, and your money, safe.

Learn more about using PayID transfers.

Online money transfer fees

How much does it cost to send money using PayID?

To send money using PayID with Wise, you will pay a small, flat fee and a percentage of the amount that's converted. We will always show you the total cost upfront - and you can rely that we won't hide any further fees in the exchange rate.

Sending money shouldn’t cost the earth, so we built Wise to save you money when you transfer and exchange internationally. We charge as little as possible: right now a tiny fee, eventually free.

No big fees, hidden or otherwise. So it's cheaper than what you're used to.

Calculate how much you can save

How long does a money transfer using PayID take?

A money transfer using PayID (GBP-EUR) should arrive by Wednesday. Sometimes transfer times can differ based on currencies or verification changes. We’ll always keep you updated, and you can track each step in your account.

On many popular routes, Wise can send your money within one day, as a same day transfer, or even an instant money transfer.

Your transfer route

GBP
EUR

Should arrive

by Wednesday

Wise works nearly everywhere

  • United Arab Emirates dirham
  • Australian dollar
  • Bangladeshi taka
  • Bulgarian lev
  • Canadian dollar
  • Swiss franc
  • Chilean peso
  • Chinese yuan
  • Costa Rican colón
  • Czech koruna
  • Danish krone
  • Egyptian pound
  • Euro
  • British pound
  • Georgian lari
  • Hong Kong dollar
  • Hungarian forint
  • Indonesian rupiah
  • Israeli shekel
  • Indian rupee
  • Japanese yen
  • Kenyan shilling
  • South Korean won
  • Sri Lankan rupee
  • Moroccan dirham
  • Mexican peso
  • Malaysian ringgit
  • Nigerian naira
  • Norwegian krone
  • Nepalese rupee
  • New Zealand dollar
  • Philippine peso
  • Pakistani rupee
  • Polish złoty
  • Romanian leu
  • Swedish krona
  • Singapore dollar
  • Thai baht
  • Turkish lira
  • Tanzanian shilling
  • Ukrainian hryvnia
  • Ugandan shilling
  • United States dollar
  • Uruguayan peso
  • Vietnamese dong
  • West African CFA franc
  • South African rand

Trust Wise with safe & secure money transfers

Safeguarded with leading banks

We hold your money with established financial institutions, so it's separate from our own accounts and in our normal course of business not accessible to our partners. Read more here.

Extra-secure transactions

We use 2-factor authentication to protect your account and transactions. That means you — and only you — can get to your money.

Data protection

We’re committed to keeping your personal data safe, and we’re transparent in how we collect, process, and store it.

Dedicated anti-fraud team

We work round the clock to keep your account and money protected from even the most sophisticated fraud.

Online scams are on the rise. Learn how to stay safe.

See why customers choose Wise for their international money transfers

It’s your money. You can trust us to get it where it needs to be, but don’t take our word for it. Read our reviews at Trustpilot.com.

The ease and speed of transfer is amazing. What is even more impressive is the accuracy of conversion, irrespective of the currency balance. Wise is…

Maxwell Patrick Loko

Easy, everything is understendable and simplified.

Kaloian Iantchev

Amazing the speed and quality with a reasonable comisión

Estrella
Reviews from: