Send money globally for less

Move your money where it matters. Save up to 5x on international transfers and spend money worldwide, without any hidden fees.
 Rate guaranteed (38h)
  • Bank transfer fee

    0 GBP

  • Our fee

    3.88 GBP


Total included fees (0.39%)

3.88 GBP

  • You could save up to 40.94 GBP

Should arrive by Monday

Send money globally for less

Move your money where it matters. Save up to 5x on international transfers and spend money worldwide, without any hidden fees.
 Rate guaranteed (38h)
  • Bank transfer fee

    0 GBP

  • Our fee

    3.88 GBP


Total included fees (0.39%)

3.88 GBP

  • You could save up to 40.94 GBP

Should arrive by Monday


Never pay a hidden fee again

Banks and other providers add markups to the exchange rate to make you pay more. Not us — see for yourself.

Sending 1,000 GBP withRecipient gets(Total after fees)
Wise
1,200.43 EUR
Transfer fee
3.88 GBP
Exchange rate(1 GBP EUR)
1.20511
Exchange rate markup
0 GBP

Cost of transfer
3.88 GBP

NatWest
1,177.34 EUR- 23.09 EUR
Transfer fee
0 GBP
Exchange rate(1 GBP EUR)
1.17734
Exchange rate markup
23.05 GBP

Cost of transfer
23.05 GBP

Halifax
1,162.38 EUR- 38.05 EUR
Transfer fee
0 GBP
Exchange rate(1 GBP EUR)
1.16238
Exchange rate markup
35.46 GBP

Cost of transfer
35.46 GBP

Lloyds Bank
1,162.22 EUR- 38.21 EUR
Transfer fee
0 GBP
Exchange rate(1 GBP EUR)
1.16222
Exchange rate markup
35.59 GBP

Cost of transfer
35.59 GBP

This applies when you pay in via bank transfer or ACH payments. How do we collect this data?

Do more with Wise in the UK

You can use Wise for much more than just sending money. Here is what's available, based on where you live.

  • Wise balance for British pound.

    Receive money fast

    Get paid easily in other currencies with global account details.

  • A Wise debit card.

    Save on spending abroad

    Pay and withdraw cash worldwide without any foreign transaction fees.

  • 4.26%On GBP

    Earn returns

    Earn returns every working day, and spend them instantly. Capital at risk.1

Manage your money worldwide

Save money when you send, spend and get paid in over 40+ currencies. All you need, in one account, whenever you need it.
Open an account

The card that's always got the right currency

Get a debit card to spend online, at the checkout, and to withdraw cash in the currency you need right away.

Boost your balances day by day

Start from a penny, cent or dime. Enjoy a 4.26% variable rate return on your GBP balance, and get leading rates on EUR and USD too. Capital at risk — growth not guaranteed.

A woman holds a device displaying a notification of earning £29.56 in Wise interest since the start

Trusted by businesses small and large

Go global with the international business account. Pay employees, get paid and manage your cash flow in multiple currencies. Join over 300,000 businesses thriving with Wise.

For people going places

"They make our life split between two continents possible. Transfers are simple and very, very fast."

"Always fast transactions and good fees. An invaluable online bank for those who live outside their own country or are frequent travellers."

"I use Wise to pay a mortgage in a different country each month. Superb. That simple."

"The best money travel buddy! Wise makes finances easier to deal with instantly."

"Wise has been a lifesaver for me as a student in a foreign country."

Meet money without borders

We’re building the best way to move and manage the world’s money. Min fees. Max ease. Full speed.

Disappoint thieves

Every quarter, our customers trust us to move over £30 billion of their money. Here are some of the important ways we protect them.

How we keep your money safe
Login lock illustration
  • Our dedicated fraud and security teams work to keep your money safe

  • We use 2-factor authentication to protect your account

  • We hold your money with established financial institutions

Wise works nearly everywhere

  • British pound
  • Euro
  • United States dollar
  • United Arab Emirates dirham
  • Australian dollar
  • Bangladeshi taka
  • Bulgarian lev
  • Canadian dollar
  • Swiss franc
  • Chilean peso
  • Chinese yuan
  • Costa Rican colón
  • Czech koruna
  • Danish krone
  • Egyptian pound
  • Georgian lari
  • Hong Kong dollar
  • Hungarian forint
  • Indonesian rupiah
  • Israeli shekel
  • Indian rupee
  • Japanese yen
  • Kenyan shilling
  • South Korean won
  • Sri Lankan rupee
  • Moroccan dirham
  • Mexican peso
  • Malaysian ringgit
  • Nigerian naira
  • Norwegian krone
  • Nepalese rupee
  • New Zealand dollar
  • Philippine peso
  • Pakistani rupee
  • Polish złoty
  • Romanian leu
  • Swedish krona
  • Singapore dollar
  • Thai baht
  • Turkish lira
  • Tanzanian shilling
  • Ukrainian hryvnia
  • Ugandan shilling
  • Uruguayan peso
  • Vietnamese dong
  • West African CFA franc
  • South African rand
  1. Investments can fluctuate, and your capital is at risk. The Variable rate is based on the performance of the Fund over a 7-day period ending on 14/11/2024. The Fund has achieved an average annual return of 0.93% over a 5-year rolling period exclusive of fees. Interest is offered by Wise Assets UK Ltd, a subsidiary of Wise Payments Ltd. Wise Assets UK Ltd is authorised and regulated by the Financial Conduct Authority with registration number 839689. When facilitating access to Wise investment products, Wise Payments Ltd acts as an Introducer Appointed Representative of Wise Assets UK Ltd. Please be aware that we do not offer investment advice, and you may be liable for taxes on any earnings. If you’re uncertain, we urge you to seek professional advice. To find out more about the Funds, visit our website.