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Send money to Finland from Japan

Fast, low-cost, and secure online money transfers to Finland from Japan.

Send money from Finland to Japan instead.

Over 12.8 million customers

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FCA regulated

Learn more

Rate guaranteed (16h)

You send exactly

Recipient gets

Paying with

Bank transfer

Bank transfer fee

0 JPY
Our fee

1,317 JPY

Total included fees (0.66%)

1,317 JPY

You could save up to 9,377 JPY

Should arrive by Wednesday

Save when you send money to Finland from Japan

The cost of your transfer comes from the fee and the exchange rate. Many high street banks offer “no fee”, while hiding a markup in the exchange rate, making you pay more.

At Wise, we’ll never do that. We only use the mid-market exchange rate, and show our fees upfront. This table compares the fees you’d really pay when sending money with the most popular banks and providers, or with us.

How do we select providers and collect this data?

Sending 10,000 JPY with	Recipient gets(Total after fees)
	62.14 EUR
Transfer fee 240 JPY Exchange rate(1 EUR JPY) 157.065 Exchange rate markup 0 JPY Cost of transfer 240 JPY

	57.40 EUR- 4.74 EUR
Transfer fee 499 JPY Exchange rate(1 EUR JPY) 165.524 Exchange rate markup 511 JPY Cost of transfer 1,010 JPY

	52.04 EUR- 10.10 EUR
Transfer fee 1,750 JPY Exchange rate(1 EUR JPY) 158.528 Exchange rate markup 92 JPY Cost of transfer 1,842 JPY

	40.94 EUR- 21.20 EUR
Transfer fee 3,500 JPY Exchange rate(1 EUR JPY) 158.786 Exchange rate markup 108 JPY Cost of transfer 3,608 JPY

	25.20 EUR- 36.94 EUR
Transfer fee 6,000 JPY Exchange rate(1 EUR JPY) 158.754 Exchange rate markup 106 JPY Cost of transfer 6,106 JPY

Show more providers

How to send money to Finland from Japan in 3 easy steps

Enter amount to send in JPY.

Pay in JPY with your debit card or credit card, or send the money from your online banking.

Choose recipient in Finland.

Select who you want to send money to and which pay-out method to use.

Send JPY, receive EUR.

The recipient gets money in EUR directly from Wise’s local bank account.

Create free account now

What you’ll need for your online money transfer to Finland from Japan

Register for free.

Choose an amount to send.

Tell us how much you want to send. We’ll show you our fees upfront, and tell you when your money should arrive.

Add recipient’s bank details.

Fill in the details of your recipient’s bank account.

Verify your identity.

For some currencies, or for large transfers, we need a photo of your ID. This helps us keep your money safe.

Pay for your transfer.

Send your money with a bank transfer, or a debit or credit card.

That’s it.

We’ll handle the rest. You can track your transfer in your account, and we'll tell your recipient it's coming.

How much does it cost to transfer money to Finland from Japan?

Pay a small, flat fee and percentage

To send money in JPY to Finland from Japan, you pay a small, flat fee of 184 JPY + 0.57% of the amount that's converted (you'll always see the total cost upfront).

Fee depends on your chosen transfer type

Some transfer types have different fees which are usually tiny.

No hidden fees

No big fees, hidden or otherwise. So it's cheaper than what you're used to.

Fees for our low cost transfers

Fixed fee

184 JPY

Variable feeup to 3,784,460 JPY/month

0.57%

Variable feemore than 3,784,460 JPY/month

Discount applies

How long will a money transfer to Finland from Japan take?

A money transfer from Japan (JPY) to Finland (EUR) should arrive by Wednesday. Sometimes transfer times can differ based on payment methods or verification changes. We’ll always keep you updated, and you can track each step in your account.

On many popular routes, Wise can send your money within one day, as a same day transfer, or even an instant money transfer.

Your transfer route

JPY

EUR

Should arrive

by Wednesday

Best ways to send money to Finland from Japan

Bank Transfer
Bank transfers are usually the cheapest option when it comes to funding your international money transfer with Wise. Bank transfers can be slower than debit or credit cards, but they usually give you the best value for your money. Read more how to use bank transfers as a payment option.
Debit Card
Paying for your transfer with a debit card is easy and fast. It’s also usually cheaper than credit card, as credit cards are more expensive to process. Read more about how to pay for your money transfer with a debit card.

Protecting you and your money

Safeguarded with leading banks

We hold your money with established financial institutions, so it's separate from our own accounts and in our normal course of business not accessible to our partners. Read more here.

Extra-secure transactions

We use 2-factor authentication to protect your account and transactions. That means you — and only you — can get to your money.

Data protection

We’re committed to keeping your personal data safe, and we’re transparent in how we collect, process, and store it.

Dedicated anti-fraud team

We work round the clock to keep your account and money protected from even the most sophisticated fraud.

Online scams are on the rise. Learn how to stay safe.

Send money to Finland from Japan with the Wise app

Looking for an app to send money to Finland from Japan? Sending money is easy with Wise app.

Cheaper transfers abroad - free from hidden fees and exchange rate markups.
Check exchange rates - see on the app how exchange rates have changed over time.
Repeat your previous transfers - save the details, and make your monthly payments easier.

Learn more about the Wise app