Provided by Wise Assets Europe
how interest works
Earn a return while you grow your business
Earn returns on GBP, USD and EUR when you invest in a fund that holds government-guaranteed assets. Spend any time, all while you grow. Capital at risk.
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Growth is not guaranteed and your money is at risk if governments default or interest rates go negative. See the past performance of each fund below.
Interest is offered in partnership with BlackRock and through Wise Assets Europe AS. The funds aim to maximise current income through a portfolio of high quality short-term money market instruments. You may have to pay tax on your earnings — for example, capital gains tax.
Rates
The rate we show is how much your money could grow over a year.
It’s based on the fund’s rate of return in the last 7 days and tracks
the rate set by the central bank, which can vary throughout the
year. The rate was last updated 03/01/2025.
2.45% on EUR
After 0.27% annual fee
3.99% on GBP
After 0.56% annual fee
3.92% on USD
After 0.29% annual fee
eur fund tracks the european central bank rate
- Fund Rate
The graph shows past performance of the BlackRock ICS Euro Government Liquidity Fund. The fund has returned a -0.22% annual average over the last 5 years, excluding Wise fees. The current rates do not guarantee future growth and your return may increase or decrease as a result of currency fluctuations. For more on the fund's past performance, visit the BlackRock fund page.
Keeping your money safe
The fund Interest uses is designed to be stable and is considered low risk because the assets it invests in are guaranteed by governments.
You may also be eligible for protection up to £85,000 under the Financial Services Compensation Scheme (FSCS).
You may also be eligible for protection up to £85,000 under the Financial Services Compensation Scheme (FSCS).
Daily gains, instant access
Returns are added every working day and you can use them right away to ease your cash flow. Your team can continue to send and spend, all while getting a return. Growth not guaranteed.
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