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Send money to China from Japan

Fast, low-cost, and secure online money transfers to China from Japan.

Over 12.8 million customers
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 Rate guaranteed (55h)
  • Bank transfer fee

    0 JPY

  • Our fee

    803 JPY


Total included fees (80.30%)

803 JPY

Should arrive by Monday

Save when you send money to China from Japan

The cost of your transfer comes from the fee and the exchange rate. Many high street banks offer “no fee”, while hiding a markup in the exchange rate, making you pay more.

At Wise, we’ll never do that. We only use the mid-market exchange rate, and show our fees upfront. This table compares the fees you’d really pay when sending money with the most popular banks and providers, or with us.

How do we select providers and collect this data?
Sending 10,000 JPY withRecipient gets(Total after fees)
Western Union
426.79 CNY
Transfer fee
800 JPY
Exchange rate(1 CNY JPY)
21.5561
Exchange rate markup
54 JPY

Cost of transfer
854 JPY

Wise
425.02 CNY- 1.77 CNY
Transfer fee
888 JPY
Exchange rate(1 CNY JPY)
21.4390
Exchange rate markup
0 JPY

Cost of transfer
888 JPY

Rakuten 楽天銀行
373.17 CNY- 53.62 CNY
Transfer fee
1,750 JPY
Exchange rate(1 CNY JPY)
22.1078
Exchange rate markup
303 JPY

Cost of transfer
2,053 JPY

SMBC
299.02 CNY- 127.77 CNY
Transfer fee
3,500 JPY
Exchange rate(1 CNY JPY)
21.7376
Exchange rate markup
137 JPY

Cost of transfer
3,637 JPY

MUFG
183.57 CNY- 243.22 CNY
Transfer fee
6,000 JPY
Exchange rate(1 CNY JPY)
21.7906
Exchange rate markup
161 JPY

Cost of transfer
6,161 JPY

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How to send money to China from Japan in 3 easy steps

What you’ll need for your online money transfer to China from Japan

How much does it cost to transfer money to China from Japan?

Pay a small, flat fee and percentage

To send money in JPY to China from Japan, you pay a small, flat fee of 794 JPY + 0.96% of the amount that's converted (you'll always see the total cost upfront).


Fee depends on your chosen transfer type

Some transfer types have different fees which are usually tiny.


No hidden fees

No big fees, hidden or otherwise. So it's cheaper than what you're used to.

Wise
Fees for our low cost transfers
Fixed fee
794 JPY
Variable feeup to 3,932,020 JPY/month
0.96%
Variable feemore than 3,932,020 JPY/month

How long will a money transfer to China from Japan take?

A money transfer from Japan (JPY) to China (CNY) should arrive by Monday. Sometimes transfer times can differ based on payment methods or verification changes. We’ll always keep you updated, and you can track each step in your account.

On many popular routes, Wise can send your money within one day, as a same day transfer, or even an instant money transfer.

Your transfer route

JPY
CNY

Should arrive

by Monday

Best ways to send money to China from Japan

Protecting you and your money

Safeguarded with leading banks

We hold your money with established financial institutions, so it's separate from our own accounts and in our normal course of business not accessible to our partners. Read more here.

Extra-secure transactions

We use 2-factor authentication to protect your account and transactions. That means you — and only you — can get to your money.

Data protection

We’re committed to keeping your personal data safe, and we’re transparent in how we collect, process, and store it.

Dedicated anti-fraud team

We work round the clock to keep your account and money protected from even the most sophisticated fraud.

Online scams are on the rise. Learn how to stay safe.

Send money to China from Japan with the Wise app

Looking for an app to send money to China from Japan? Sending money is easy with Wise app.

  • Cheaper transfers abroad - free from hidden fees and exchange rate markups.
  • Check exchange rates - see on the app how exchange rates have changed over time.
  • Repeat your previous transfers - save the details, and make your monthly payments easier.
Learn more about the Wise app

Wise works nearly everywhere

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Let's answer some of your questions