Send money to China from Japan
Fast, low-cost, and secure online money transfers to China from Japan.
Should arrive by Wednesday 1:00 AM
Save when you send money to China from Japan
The cost of your transfer comes from the fee and the exchange rate. Many high street banks offer “no fee”, while hiding a markup in the exchange rate, making you pay more.
At Wise, we’ll never do that. We only use the mid-market exchange rate, and show our fees upfront. This table compares the fees you’d really pay when sending money with the most popular banks and providers, or with us.
How do we select providers and collect this data?| Sending 10,000 JPY with | Recipient gets(Total after fees) | ||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|
 | 428.42 CNY | ||||||||||
Transfer fee 800 JPY Exchange rate(1 CNY JPY) 21.4743 Exchange rate markup 51 JPY Cost of transfer 851 JPY | |||||||||||
 | 426.58 CNY- 1.84 CNY | ||||||||||
Transfer fee 886 JPY Exchange rate(1 CNY JPY) 21.3651 Exchange rate markup 0 JPY Cost of transfer 886 JPY | |||||||||||
 | 374.77 CNY- 53.65 CNY | ||||||||||
Transfer fee 1,750 JPY Exchange rate(1 CNY JPY) 22.0138 Exchange rate markup 295 JPY Cost of transfer 2,045 JPY | |||||||||||
 | 300.29 CNY- 128.13 CNY | ||||||||||
Transfer fee 3,500 JPY Exchange rate(1 CNY JPY) 21.6455 Exchange rate markup 130 JPY Cost of transfer 3,630 JPY | |||||||||||
 | 184.21 CNY- 244.21 CNY | ||||||||||
Transfer fee 6,000 JPY Exchange rate(1 CNY JPY) 21.7146 Exchange rate markup 161 JPY Cost of transfer 6,161 JPY | |||||||||||
How to send money to China from Japan in 3 easy steps
Enter amount to send in JPY.
Pay in JPY with your debit card or credit card, or send the money from your online banking.
Choose recipient in China.
Select who you want to send money to and which pay-out method to use.
Send JPY, receive CNY.
The recipient gets money in CNY directly from Wise’s local bank account.
What you’ll need for your online money transfer to China from Japan
Register for free.
Sign up online or in our app for free. All you need is an email address, or a Google or Facebook account.
Choose an amount to send.
Tell us how much you want to send. We’ll show you our fees upfront, and tell you when your money should arrive.
Add recipient’s bank details.
Fill in the details of your recipient’s bank account.
Verify your identity.
For some currencies, or for large transfers, we need a photo of your ID. This helps us keep your money safe.
Pay for your transfer.
Send your money with a bank transfer, or a debit or credit card.
That’s it.
We’ll handle the rest. You can track your transfer in your account, and we'll tell your recipient it's coming.
How much does it cost to transfer money to China from Japan?
Pay a small, flat fee and percentage
To send money in JPY to China from Japan, you pay a small, flat fee of 792 JPY + 0.96% of the amount that's converted (you'll always see the total cost upfront).
Fee depends on your chosen transfer type
Some transfer types have different fees which are usually tiny.
No hidden fees
No big fees, hidden or otherwise. So it's cheaper than what you're used to.
How long will a money transfer to China from Japan take?
A money transfer from Japan (JPY) to China (CNY) should arrive by Wednesday 1:00 AM. Sometimes transfer times can differ based on payment methods or verification changes. We’ll always keep you updated, and you can track each step in your account.
On many popular routes, Wise can send your money within one day, as a same day transfer, or even an instant money transfer.
Your transfer route
Should arrive
by Wednesday 1:00 AMBest ways to send money to China from Japan
Bank Transfer
Bank transfers are usually the cheapest option when it comes to funding your international money transfer with Wise. Bank transfers can be slower than debit or credit cards, but they usually give you the best value for your money. Read more how to use bank transfers as a payment option.Debit Card
Paying for your transfer with a debit card is easy and fast. It’s also usually cheaper than credit card, as credit cards are more expensive to process. Read more about how to pay for your money transfer with a debit card.
Protecting you and your money
Safeguarded with leading banks
We hold your money with established financial institutions, so it's separate from our own accounts and in our normal course of business not accessible to our partners. Read more here.
Extra-secure transactions
We use 2-factor authentication to protect your account and transactions. That means you — and only you — can get to your money.
Data protection
We’re committed to keeping your personal data safe, and we’re transparent in how we collect, process, and store it.
Dedicated anti-fraud team
We work round the clock to keep your account and money protected from even the most sophisticated fraud.
Send money to China from Japan with the Wise app
Looking for an app to send money to China from Japan? Sending money is easy with Wise app.
- Cheaper transfers abroad - free from hidden fees and exchange rate markups.
- Check exchange rates - see on the app how exchange rates have changed over time.
- Repeat your previous transfers - save the details, and make your monthly payments easier.
Wise works nearly everywhere
- Chinese yuanSwift/BIC and IBAN
- British poundSwift/BIC, IBAN, Sort code and Account number
- EuroSwift/BIC and IBAN
- United States dollarRouting number, Swift/BIC, Account number and Account type
- United Arab Emirates dirhamSwift/BIC and IBAN
- Australian dollarBSB code and Account number
- Bulgarian levSwift/BIC and IBAN
- Canadian dollarSwift/BIC, Account number and Institution number
- Swiss francSwift/BIC and IBAN
- Czech korunaSwift/BIC and IBAN
- Danish kroneSwift/BIC and IBAN
- Hong Kong dollarSwift/BIC and IBAN
- Hungarian forintSwift/BIC, IBAN and Account number
- Israeli shekelSwift/BIC and IBAN
- Japanese yenSwift/BIC and IBAN
- Norwegian kroneSwift/BIC and IBAN
- New Zealand dollarSwift/BIC and Account number
- Polish złotySwift/BIC and IBAN
- Swedish kronaSwift/BIC and IBAN
- Singapore dollarSwift/BIC, Account number, Bank name and Bank code
- Turkish liraIBAN
- Ugandan shillingSwift/BIC and IBAN
- South African randSwift/BIC and IBAN
- United Arab Emirates dirham
- Australian dollar
- Bangladeshi taka
- Bulgarian lev
- Canadian dollar
- Swiss franc
- Chilean peso
- Chinese yuan
- Costa Rican colón
- Czech koruna
- Danish krone
- Egyptian pound
- Euro
- British pound
- Georgian lari
- Hong Kong dollar
- Hungarian forint
- Indonesian rupiah
- Israeli shekel
- Indian rupee
- Japanese yen
- Kenyan shilling
- South Korean won
- Sri Lankan rupee
- Moroccan dirham
- Mexican peso
- Malaysian ringgit
- Nigerian naira
- Norwegian krone
- Nepalese rupee
- New Zealand dollar
- Philippine peso
- Pakistani rupee
- Polish złoty
- Romanian leu
- Swedish krona
- Singapore dollar
- Thai baht
- Turkish lira
- Tanzanian shilling
- Ukrainian hryvnia
- Ugandan shilling
- United States dollar
- Uruguayan peso
- Vietnamese dong
- West African CFA franc
- South African rand
See why customers choose Wise for their international money transfers
It’s your money. You can trust us to get it where it needs to be, but don’t take our word for it. Read our reviews at Trustpilot.com.
