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Send money through Apple Pay

Send money through Apple Pay from our website or mobile app, in just a few clicks. Join over 10 million people who choose Wise for fast and secure money transfers.
Availability of the payment type depends on the currency or the region.
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Over 10 million customers
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  • 2.49 USD
  • 11.54 USDOur fee
  • –
    14.03 USDTotal fees
  • =
    985.97 USDTotal amount we’ll convert
  • ×
    7.2392

Should arrive in 4 hours

Get started
globe

How to send money through Apple Pay in 3 easy steps

Start your transfer.

Enter amount to send in USD

Pay in USD through Apple Pay.

Get the best rate out there.

Choose recipient

Select who you want to send money to and which pay-in method to use.

Money is locally delivered.

Send USD through Apple Pay, receive CNY

The recipient gets money in CNY directly from Wise’s local bank account.

Create free account now

What is Apple Pay money transfer?

Making an Apple Pay money transfer is super convenient. You’ll get the benefits of paying by debit or credit card - without any of the hassle of entering your card details. Just use your phone’s PIN or biometric log in, for a transfer you can set up in seconds.

Apple Pay money transfers with Wise have maximum payment limits which vary based on where in the world you’re based. There are also a couple of other specific circumstances in which you won’t be able to make a Wise Apple Pay money transfer.

If your specific payment can be funded using Apple Pay you’ll see this option when you arrange it. If you don’t see Apple Pay as an available option, you can easily pick another payment type to get your money on its way.

Learn more about using Apple Pay transfers.

Online money transfer fees

How much does it cost to send money through Apple Pay?

To send money through Apple Pay with Wise, you will pay a small, flat fee and a percentage of the amount that's converted. We will always show you the total cost upfront - and you can rely that we won't hide any further fees in the exchange rate.

Sending money shouldn’t cost the earth, so we built Wise to save you money when you transfer and exchange internationally. We charge as little as possible: right now a tiny fee, eventually free.

No big fees, hidden or otherwise. So it's cheaper than what you're used to.

Calculate how much you can save

How long does a money transfer through Apple Pay take?

A money transfer through Apple Pay (USD-CNY) should arrive in 4 hours. Sometimes transfer times can differ based on currencies or verification changes. We’ll always keep you updated, and you can track each step in your account.

On many popular routes, Wise can send your money within one day, as a same day transfer, or even an instant money transfer.

Your transfer route

USD
CNY

Should arrive

in 4 hours

Wise works nearly everywhere

  • Chinese yuan
    Swift/BIC and IBAN
  • British pound
    Swift/BIC, IBAN, Sort code and Account number
  • Euro
    Swift/BIC and IBAN
  • United States dollar
    Routing number, Swift/BIC, Account number and Account type
  • United Arab Emirates dirham
    Swift/BIC and IBAN
  • Australian dollar
    BSB code and Account number
  • Bulgarian lev
    Swift/BIC and IBAN
  • Canadian dollar
    Swift/BIC, Account number and Institution number
  • Swiss franc
    Swift/BIC and IBAN
  • Czech koruna
    Swift/BIC and IBAN
  • Danish krone
    Swift/BIC and IBAN
  • Hong Kong dollar
    Swift/BIC and IBAN
  • Hungarian forint
    Swift/BIC, IBAN and Account number
  • Israeli shekel
    Swift/BIC and IBAN
  • Japanese yen
    Swift/BIC and IBAN
  • Norwegian krone
    Swift/BIC and IBAN
  • New Zealand dollar
    Swift/BIC and Account number
  • Polish złoty
    Swift/BIC and IBAN
  • Swedish krona
    Swift/BIC and IBAN
  • Singapore dollar
    Swift/BIC, Account number, Bank name and Bank code
  • Turkish lira
    IBAN
  • Ugandan shilling
    Swift/BIC and IBAN
  • South African rand
    Swift/BIC and IBAN
  • United Arab Emirates dirham
  • Australian dollar
  • Bangladeshi taka
  • Bulgarian lev
  • Canadian dollar
  • Swiss franc
  • Chilean peso
  • Chinese yuan
  • Costa Rican colón
  • Czech koruna
  • Danish krone
  • Egyptian pound
  • Euro
  • British pound
  • Georgian lari
  • Hong Kong dollar
  • Hungarian forint
  • Indonesian rupiah
  • Israeli shekel
  • Indian rupee
  • Japanese yen
  • Kenyan shilling
  • South Korean won
  • Sri Lankan rupee
  • Moroccan dirham
  • Mexican peso
  • Malaysian ringgit
  • Nigerian naira
  • Norwegian krone
  • Nepalese rupee
  • New Zealand dollar
  • Philippine peso
  • Pakistani rupee
  • Polish złoty
  • Romanian leu
  • Swedish krona
  • Singapore dollar
  • Thai baht
  • Turkish lira
  • Tanzanian shilling
  • Ukrainian hryvnia
  • Ugandan shilling
  • United States dollar
  • Uruguayan peso
  • Vietnamese dong
  • West African CFA franc
  • South African rand

Trust Wise with safe & secure money transfers

Safeguarded with leading banks

We hold your money with established financial institutions, so it's separate from our own accounts and in our normal course of business not accessible to our partners. Read more here.

Extra-secure transactions

We use 2-factor authentication to protect your account and transactions. That means you — and only you — can get to your money.

Data protection

We’re committed to keeping your personal data safe, and we’re transparent in how we collect, process, and store it.

Dedicated anti-fraud team

We work round the clock to keep your account and money protected from even the most sophisticated fraud.

Online scams are on the rise. Learn how to stay safe.

See why customers choose Wise for their international money transfers

It’s your money. You can trust us to get it where it needs to be, but don’t take our word for it. Read our reviews at Trustpilot.com.

nice experience

Md Naeem Uddin

Fast and efficient

Jennifer MillerWolf

So efficient

Paul
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