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Send money by swift

Send money by swift from our website or mobile app, in just a few clicks. Join over 10 million people who choose Wise for fast and secure money transfers.
Availability of the payment type depends on the currency or the region.
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Over 10 million customers

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FCA regulated

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You send exactly

2.49 USD
11.64 USDOur fee
–
14.13 USDTotal fees
=
985.87 USDTotal amount we’ll convert
×
7.0628

Recipient gets

Should arrive in seconds

Get started

Save on exchange rate markups

The cost of your transfer comes from the fee and the exchange rate. Many high street banks offer “no fee”, while hiding a markup in the exchange rate, making you pay more.

At Wise, we’ll never do that. We only use the mid-market exchange rate, and show our fees upfront. This table compares the fees you’d really pay when sending money with the most popular banks and providers, or with us.

How do we select providers and collect this data?

Sending 1,000 USD with	Recipient gets(Total after fees)
	6,962.95 CNY
Transfer fee 14.13 USD Exchange rate(1 USD CNY) 7.06275 Exchange rate markup 0 USD Cost of transfer 14.13 USD

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How to send money by swift in 3 easy steps

Enter amount to send in USD

Pay in USD by swift.

Choose recipient

Select who you want to send money to and which pay-in method to use.

Send USD by swift, receive CNY

The recipient gets money in CNY directly from Wise’s local bank account.

Create free account now

What is Swift money transfer?

Making a SWIFT money transfer with Wise is as easy as sending a wire to anyone else. You’ll be able to use your own bank’s online or mobile banking service, or set up your SWIFT transfer by phone, or in a branch - whatever you’d normally do. That makes a SWIFT money transfer familiar and convenient, no matter where you’re sending money to.

SWIFT money transfers with Wise may have the highest available payment limits, and your money will usually be received pretty quickly by Wise. That means Wise can get it moving to your recipient quicker, too.

Learn more about using SWIFT wire transfers.

Online money transfer fees

How much does it cost to send money by swift?

To send money by swift with Wise, you will pay a small, flat fee and a percentage of the amount that's converted. We will always show you the total cost upfront - and you can rely that we won't hide any further fees in the exchange rate.

Sending money shouldn’t cost the earth, so we built Wise to save you money when you transfer and exchange internationally. We charge as little as possible: right now a tiny fee, eventually free.

No big fees, hidden or otherwise. So it's cheaper than what you're used to.

Calculate how much you can save

How long does a money transfer by swift take?

A money transfer by swift (USD-CNY) should arrive in seconds. Sometimes transfer times can differ based on currencies or verification changes. We’ll always keep you updated, and you can track each step in your account.

On many popular routes, Wise can send your money within one day, as a same day transfer, or even an instant money transfer.

Your transfer route

USD

CNY

Should arrive

in seconds

Trust Wise with safe & secure money transfers

Safeguarded with leading banks

We hold your money with established financial institutions, so it's separate from our own accounts and in our normal course of business not accessible to our partners. Read more here.

Extra-secure transactions

We use 2-factor authentication to protect your account and transactions. That means you — and only you — can get to your money.

Data protection

We’re committed to keeping your personal data safe, and we’re transparent in how we collect, process, and store it.

Dedicated anti-fraud team

We work round the clock to keep your account and money protected from even the most sophisticated fraud.

Online scams are on the rise. Learn how to stay safe.

See why customers choose Wise for their international money transfers

It’s your money. You can trust us to get it where it needs to be, but don’t take our word for it.
Read our reviews at Trustpilot.com.

Good application for international students

Muhammad Abubakar

Thank you so much wise team. I love this service its the best for business owners and also for solo trade that travels around the world it's the quick…

Ali lakhdim

So convenient and easy to use. As an example, I had just arrived overseas and was in queue at a coffee shop. Realised I had not converted any money…

Mark Maclean

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