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Send money by swift

Send money by swift from our website or mobile app, in just a few clicks. Join over 10 million people who choose Wise for fast and secure money transfers.
Availability of the payment type depends on the currency or the region.
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FINTRAC regulated

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Over 10 million customers

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You send exactly

0.31 CAD
7.09 CADOur fee
–
7.40 CADTotal fees
=
992.60 CADTotal amount we’ll convert
×
0.7303

Recipient gets

Should arrive by Thursday

Get started

We charge as little as possible. No subscription

Sending 1,000 CAD with	Recipient gets(Total after fees)
	725.03 USD
Transfer fee 7.40 CAD Exchange rate(1 CAD USD) 0.730434 Exchange rate markup 0 CAD Cost of transfer 7.25 CAD

	724.79 USD- 0.24 USD
Transfer fee 0 CAD Exchange rate(1 CAD USD) 0.724789 Exchange rate markup 7.58 CAD Cost of transfer 7.58 CAD

	723.15 USD- 1.88 USD
Transfer fee 1.99 CAD Exchange rate(1 CAD USD) 0.724595 Exchange rate markup 7.85 CAD Cost of transfer 9.84 CAD

	721.63 USD- 3.40 USD
Transfer fee 0 CAD Exchange rate(1 CAD USD) 0.721627 Exchange rate markup 11.91 CAD Cost of transfer 11.91 CAD

	713.84 USD- 11.19 USD
Transfer fee 0 CAD Exchange rate(1 CAD USD) 0.713836 Exchange rate markup 22.58 CAD Cost of transfer 22.58 CAD

	713.08 USD- 11.95 USD
Transfer fee 3.99 CAD Exchange rate(1 CAD USD) 0.715934 Exchange rate markup 19.71 CAD Cost of transfer 23.70 CAD

	711.76 USD- 13.27 USD
Transfer fee 1.99 CAD Exchange rate(1 CAD USD) 0.713179 Exchange rate markup 23.48 CAD Cost of transfer 25.47 CAD

	711.50 USD- 13.53 USD
Transfer fee 0 CAD Exchange rate(1 CAD USD) 0.711497 Exchange rate markup 25.78 CAD Cost of transfer 25.78 CAD

	707.88 USD- 17.15 USD
Transfer fee 15 CAD Exchange rate(1 CAD USD) 0.718658 Exchange rate markup 15.98 CAD Cost of transfer 30.98 CAD

	699.71 USD- 25.32 USD
Transfer fee 2.99 CAD Exchange rate(1 CAD USD) 0.701806 Exchange rate markup 39.05 CAD Cost of transfer 42.04 CAD

This applies when you pay in via bank transfer. How do we collect this data?

How to send money by swift in 3 easy steps

Enter amount to send in CAD

Pay in CAD by swift.

Choose recipient

Select who you want to send money to and which pay-in method to use.

Send CAD by swift, receive USD

The recipient gets money in USD directly from Wise’s local bank account.

Create free account now

What is Swift money transfer?

Making a SWIFT money transfer with Wise is as easy as sending a wire to anyone else. You’ll be able to use your own bank’s online or mobile banking service, or set up your SWIFT transfer by phone, or in a branch - whatever you’d normally do. That makes a SWIFT money transfer familiar and convenient, no matter where you’re sending money to.

SWIFT money transfers with Wise may have the highest available payment limits, and your money will usually be received pretty quickly by Wise. That means Wise can get it moving to your recipient quicker, too.

Learn more about using SWIFT wire transfers.

Online money transfer fees

How much does it cost to send money by swift?

To send money by swift with Wise, you will pay a small, flat fee and a percentage of the amount that's converted. We will always show you the total cost upfront - and you can rely that we won't hide any further fees in the exchange rate.

Sending money shouldn’t cost the earth, so we built Wise to save you money when you transfer and exchange internationally. We charge as little as possible: right now a tiny fee, eventually free.

No big fees, hidden or otherwise. So it's cheaper than what you're used to.

Calculate how much you can save

How long does a money transfer by swift take?

A money transfer by swift (CAD-USD) should arrive by Thursday. Sometimes transfer times can differ based on currencies or verification changes. We’ll always keep you updated, and you can track each step in your account.

On many popular routes, Wise can send your money within one day, as a same day transfer, or even an instant money transfer.

Your transfer route

CAD

USD

Should arrive

by Thursday

Trust Wise with safe & secure money transfers

Safeguarded with leading banks

We hold your money with established financial institutions, so it's separate from our own accounts and in our normal course of business not accessible to our partners. Read more here.

Extra-secure transactions

We use 2-factor authentication to protect your account and transactions. That means you — and only you — can get to your money.

Data protection

We’re committed to keeping your personal data safe, and we’re transparent in how we collect, process, and store it.

Dedicated anti-fraud team

We work round the clock to keep your account and money protected from even the most sophisticated fraud.

Online scams are on the rise. Learn how to stay safe.

See why customers choose Wise for their international money transfers

It’s your money. You can trust us to get it where it needs to be, but don’t take our word for it.
Read our reviews at Trustpilot.com.

After several years of problem free use (GBP from/to EUR), Wise remains quick and very competitive.

Warren

currency exchange works quickly and at low cost

Frank Kunath

fast, efficient, courteous service

Lucette

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